I calculated by splitting this thing 13 ways between us co-workers, we're each going to receive 6.49 mil after taxes, lump sum charge, etc. I think this is more than enough to retire off of no matter where you're at. Though I think the absolute minimum for me would be somewhere around 2 mil before I think about just not working again. I mean 1 mil would be 10 years at 100k so that's a nice salary for doing nothing, but that would only bring me to what... 31 years old?