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How much money do you have in your bank account?

How much money is in your bank account?

  • I don't have an account

  • Less than $100

  • Less than $1,000

  • Less than $10,000

  • Less than $100,000

  • More than $99,999

Results are only viewable after voting.
Less than 10k. I won't stop saving until there's about 20k, though. Then everything I'm currently saving goes toward the house. After that, it goes toward retirement...if there is such a thing when I turn 60ish.
 
poll fail. less than 1,000 is the same as less than 100,000. i have less than 10,000 which is still less than 100,000. 🙁 but i do have about 100K in retirement ^_^
 
intogamer said:
$0 after after a pending transfer will post on Tuesday.

Switching to CCs only and keeping $40-$60 in cash~
Click to expand...

Yeah, that sounds like a pretty lousy system. It seems like it would encourage living right up to the limit of what you earn because it's harder to save any extra and if you do have something come up where you need a little more than normal you end up paying interest rather than just pulling a bit extra out of your account to cover it.

I carry 6 months take home in a savings account, a few grand in checking to cover monthly expenses and as a 'cushion', then one more account for whatever I happen to be saving up for (right now I'm stashing money away to save up for a vacation).
 
Bignate603 said:
Yeah, that sounds like a pretty lousy system. It seems like it would encourage living right up to the limit of what you earn because it's harder to save any extra and if you do have something come up where you need a little more than normal you end up paying interest rather than just pulling a bit extra out of your account to cover it.

I carry 6 months take home in a savings account, a few grand in checking to cover monthly expenses and as a 'cushion', then one more account for whatever I happen to be saving up for (right now I'm stashing money away to save up for a vacation).
Click to expand...

Yes, ideally it's not a very good system to be running very thin, but I have a my money locked up on "inventory" I'm still going to school, so I won't be earning much anyways, heh

Also, why not park your money in something that yields a higher return?
 
Your poll options aren't very good.

Someone with $5 could choose "less than $100k" option and it would cause the distribution to be less accurate.
 
intogamer said:
Yes, ideally it's not a very good system to be running very thin, but I have a my money locked up on "inventory" I'm still going to school, so I won't be earning much anyways, heh

Also, why not park your money in something that yields a higher return?
Click to expand...

I've got my money for investments in other things. Anything that I will need short term or keep for emergencies I keep liquid. Anything that earns a reasonable return right now is either too volatile to keep money needed for the short term in it (stocks) and/or restrict my access to the money without much interest in return (CDs and Bonds). I'd consider CDs and bonds but right now their return is so incredibly lousy it's not worth my trouble.

The money I keep liquid is either for stuff that I'm planning on using in the next few months or for emergencies where I can't predict when I'll need it (job loss, medical emergency, wrecked car, etc).
 
Bad options, I have less the $100,000 in my bank account. I also have less then $10,000, and less the $1,000 So obviously, I chose the biggest number, just in case 😀
 
About $2,000. 🙁

I'd be happy with that amount if it wasn't for uh... some government fees I will probably have to pay in a few weeks... *shifty-eyes*
 
Which account? My daily 'living' account goes up and down with pay periods, as it pays all my daily living expenses. My 'savings' and investment accounts have much more.
 
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