How much is your Co-Pay for health insurance?

[Electric Amish]

$10/$35

I pay $2 per month for me and my wife.

 

[thomsbrain]

pretty sure it is $15 for just about anything medical related. nothing monthly, nothing for vision/dental. my GF is also covered at no additional cost to me.

 

[pulse8]

I just switched to a HDHP plan so there is no co-pay. Just a fairly high deductable.

 

[Kaspian]

$10

 

[Marinski]

no co-pay, $50 deductible. prescriptions paid 100%

 

[ilovecolombia]

I Have medicare thanks to aspergers syndrome and its benefits end at the end of age 18 so then I'm bum fucked.

 

[CPA]

I actually get paid by my company to opt-out of medical coverage. Pays $1500 a year. It helps offset the $160/month premium going through my wife's plan. Our co-pay is $20/$30, IIRC.

 

[child of wonder]

My wife gets paid $910 per year to not have her company's health coverage. Full family coverage (including dental and vision) is $190 per month with my current employer and $333 with my new employer next week.

Current co-pay is $25 and no clue what new employer's co-pay is.

 

[clamum]

My card says:

PCPOV: $25
UrgCare: $75
ER: $200

 

[BarneyFife]

$10

 

[jumpr]

PCP: $20
Specialist: $30
ER: $100

 

[geckojohn]

Originally posted by: IHAVEAQUESTION
Mine is $25 dollars, D'oh! 🙁

I swear I heard some physicians don't insist on charging co-pay but I just couldn't find one. 🙁

How is it that my current PPO plan has higher co-pay than my previous HMO? This doesn't make sense. Although I just find out I don't have deductible. Wohoo!

PPO health insurance plans in general have higher co-pays and deductible's than HMO plans. My co-pay is $40 with a $1500 deductible.

 

[NEWKILLA]

zippo, ive got union bennys--for now

 

[AzNKiD]

Sorry to side track this a bit, I am a total noob with this insurance stuffs, and I just got a new job that offer PPO/HMO. I wanna try PPO but there are alot of terms that I am not sure what it means, and google researches has got me no where. Can anyone tell me what the following is and if thats consider good?

Calendar Year Deductible
Individual
In-Network $500
Out-of-Network $1,000

Calendar Year Out-of-Pocket Maximum In-Network and out-of-network combined (does not include the deductible)
Individual $2,000
Family $4,000

Routine Office Visits
In-Network 100% after $20 copay/visit with no deductible; 90% after deductible for any procedures as part of visit
Out-of-Network 70% of R&C** after deductible

Hospitalization and surgery
In-Network 90% after deductible; must be precertified***
Out-of-Network 70% of R&C** after deductible and $500 / stay; must be precertified**

Prescription Drugs
In-Network 100% after $5 copay/prescription for up to 30-day supply if prescribed by in-network physician and filled at participating pharmacy
Out-of-Network Same as in-network if you go to a participating pharmacy; no benefits if you go to a non-participating pharmacy


The thing that gets me confused the most is the term deductible, what does it mean it has a $500 calendar year deductible?