how much does car insurance cost?

[dpopiz]

lets say I'm a 20yo male and I did some college at UC and now I dropped out and I want to get insurance on some 3000lb <$1000 sedan and I want pretty minimal coverage for accidents that I cause, but good coverage if I need $2M of medial costs because someone nearly killed me and didn't have insurance and fled.


how much can I expect to pay?

 

[conjur]

out the wazoo.

 

[ethebubbeth]

Originally posted by: conjur
out the wazoo.

Quoted for truth. I'm a 22 year old single male driving a 98 Subaru Impreza. When I researched insurance quotes, the cheapest I could get with somewhat minimal coverage was $180/month. Thankfully I'm on a family plan with a multi-vehicle discount.

I wish you luck in your insurance endeavors.

 

[akshatp]

Correct me if I am wrong, but are you planning on buying a beater and then getting on the highway and slamming on your brakes causing someone to ram into you from behind, causing you much bodily damage?

 

[Anubis]

my insurance costs less then 300$ every 6 months

LOLOLOLOLOL

 

[jadinolf]

Originally posted by: conjur
out the wazoo.

Yup. ;(

 

[Juno]

more than thousands a year, you know insurance in new jersey. 🙁

 

[akshatp]

Originally posted by: Juno
more than thousands a year, you know insurance in new jersey. 🙁

Unfortunately I do... too well.. 🙁

 

[pontifex]

i'm 26, own a 2004 vehicle, and pay $132 a month.

 

[akshatp]

Originally posted by: pontifex
i'm 26, own a 2004 vehicle, and pay $132 a month.

What?? Liability only I am assuming?

 

[Pepsi90919]

$309/month

 

[John]

You're not going to get an accurate quote unless a real insurance agent posts in this thread. IMHO your best best is to check geico.com first, the call your local Allstate & State Farm rep. for a quote. It pays to check around, but be sure you deal with a reputable company and stay far away from the el-cheapo no name insurance companies. You also need to be aware of the limits and deductibles.

** I am editing my post because I just did a Geico online quote with the same coverages as my current Allstate policy (includes multi-car and homeowners discount), and to my surprise Geico is about $20 cheaper per month. :shocked:

2002 Ford SVT Lightning
Geico total 6 month premium $349

Not bad for a truck with a blower eh? 😛

 

[Squisher]

Progressive will walk you through a quote online. It probably won't be the cheapest you'll find.

 

[ethebubbeth]

Originally posted by: Squisher
Progressive will walk you through a quote online. It probably won't be the cheapest you'll find.

I went and got a progressive quote... $108 per month with nothing but liability and a $500 deductible. My current insurance gives me a lot better coverage at $150 per month so I guess I'll stick with that for now >_<);;;.

 

[John]

Originally posted by: ethebubbeth
I went and got a progressive quote... $108 per month with nothing but liability and a $500 deductible. My current insurance gives me a lot better coverage at $150 per month so I guess I'll stick with that for now >_<);;;.

Why are your rates so expensive? Have you tried Geico?

 

[iron crotch]

250 per month with a 1k deductible.
MA and 16 y.o for the loss

 

[ethebubbeth]

Originally posted by: John

Originally posted by: ethebubbeth
I went and got a progressive quote... $108 per month with nothing but liability and a $500 deductible. My current insurance gives me a lot better coverage at $150 per month so I guess I'll stick with that for now >_<);;;.

Why are your rates so expensive? Have you tried Geico?

Geico Is $180 per month if I recall correctly for basic insurance coverage (including uninsured/underinsured).

I have a 98 Subaru Impreza L Wagon, 22 yr old male, single, non home-owning, and live in Az. I have had no accidents/violations/tickets on my record and have had my license for 4 years 🙁.