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How much do you pay for healthcare?

M

Mr Pickles

Diamond Member
My new job has horrible benefits. Its something like $269 for me with a huge deducatable. My last job was $35 0 deductable. I didn't know that was good until I lost it. Now I'm looking at personal plans and it's way up there. Here's what I've found:

$160\mo
$30 co-pay
$15-$35 meds
$1500 deductable

I'm 25 with a clean bill of health. No smoking no nothing.

What are your healthcare costs?
 
I have spent $0 at doctors' offices since 1987. I do eat right, take vitamins, and get plenty of exercise. My gym membership is $528 a year and quality food and vitamins aren't cheap. So I do spend some money on health care, just none on health care givers. That said you can understand why I don't want my taxpayer dollars going to provide health care to smokers, the obese, alcoholics, drug addicts, etc..
 
conehead433 said:
I have spent $0 at doctors' offices since 1987. I do eat right, take vitamins, and get plenty of exercise. My gym membership is $528 a year and quality food and vitamins aren't cheap. So I do spend some money on health care, just none on health care givers. That said you can understand why I don't want my taxpayer dollars going to provide health care to smokers, the obese, alcoholics, drug addicts, etc..
Click to expand...
Have fun in the poor house is something catastrophic happens to you which we the taxpayers will probably end up paying.
 
I'm a slimy Union employee, not by choice it is required for the job. But the company pays for my insurance, just over 12000 a year for a single person. 20$ copays on drugs and doctor visits. All other is covered, no deductible. Oh, and dental covers 100% up to 2500$/year.
 
I work for the county I live in, and our benefit package is outstanding. Better than what the state provides even. I pay $0 for myself, with $0 deductible, and a $10 copay.

To cover an entire family (wife + kids) it caps at $120/month, with the same deductible and copays.
 
My sister has pretty good coverage. She's middle age and lives in Manhattan.
Are you ready?
A little over 10,000 a year.
No sh*t.
 
HMO Plan for my family:

$160 Per Month ( Employer pays about $1600 monthly to match)
Deductible is $15 for office visits & $100 for emergency room (extra $50 if ambulance) IIRC
 
I work for the state government and at this point I don't pay anything, but that may change. It makes up for the meager gov't salary.
 
$1200/year (insurance through my university)

i don't know the exact details. looked like most things i'd pay 20% OOP max.
 
Mr Pickles said:
My new job has horrible benefits. Its something like $269 for me with a huge deducatable. My last job was $35 0 deductable. I didn't know that was good until I lost it. Now I'm looking at personal plans and it's way up there. Here's what I've found:

$160\mo
$30 co-pay
$15-$35 meds
$1500 deductable

I'm 25 with a clean bill of health. No smoking no nothing.

What are your healthcare costs?
Click to expand...

drop your healthcare plan.

get basic emergency/hospital plan.
it's a plan w/high dedtible ($2500), and covers hospital/emergency costs. ie: breaking an arm.
usually ~$50/month
 
Cigna Healthcare
$1 for me and $1 for my wife per month.

$35 emergency room
$10 doctor visit

$5 generic prescriptions
$10 brand prescriptions

Yeah, this is why I haven't quit a job I absolutely hate.
 
Malfeas said:
I'm a slimy Union employee, not by choice it is required for the job. But the company pays for my insurance, just over 12000 a year for a single person. 20$ copays on drugs and doctor visits. All other is covered, no deductible. Oh, and dental covers 100% up to 2500$/year.
Click to expand...

let me guess..
a single person, and a married person smoker with 15 kids get SAME the benefits w/o additional premiums?

so basically you're substidizing all those w/high medical costs.

get your Union to charge them MORE! and you LESS!
 
Last edited:
$ZERO for a family of 4.
I have good health insurance. Wife works for the hospital, so if anything happens that requires a visit to the hospital, the deductible is written off. My employer places money in a flex account for me. That covers expenses such as the $10 copay for prescriptions and $10 copay for doctor visits. It also covers the cost of my glasses, etc. I have never used all of the money in my flex account.

edit: Also, what kind of a dumbass decides to go 20 years without ever going to the doctor for a routine checkup or a physical?
 
I'm going to be paying 233 a month next year. I'm a bit grumpy because our copays and deductible are going up considerably next year along with our rates.
 
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