How Much Do You Pay for Car Insurance?

UnixFreak

Platinum Member
Nov 27, 2000
2,008
0
76
age: 23/M
car: 78 Chevy 4x4
coverage: liablility
cost: 136$/month
company: progressive

 

Shudder

Platinum Member
May 5, 2000
2,256
0
0
I don't know, but I just turned 24 a few days ago.. and since I renew in January, the year that I turn 25 I get a discount. So whoo, I save money for 11 months that way.

As it is now, I pay 1100 for the year.
 

BoberFett

Lifer
Oct 9, 1999
37,562
9
81
25, male, married
96 Chrysler Concorde LXi
95 Saturn SL2
Full coverage on both is almost $100/mo. from State Farm, but I've priced it out and I can get it cheaper elsewhere
 

DaveJ

Platinum Member
Oct 9, 1999
2,337
1
81
24 (can't wait for that discount!)
'95 Saturn SL1
Full coverage
Ummm... guess around $100 a month (it's roughly 1200 a year)
Allstate :|

Dave
 

Doggiedog

Lifer
Aug 17, 2000
12,780
5
81
Married Male 30 No accidents, tickets, garaged, alarm system, etc.
Full coverage in metro NJ
99 Lexus GS300 $178.72
95 BMW 325is $143.24
$322/month combined
State Farm
 

vi edit

Elite Member
Super Moderator
Oct 28, 1999
62,484
8,345
126
Me - 22 year old Male, her 20 year old female

'97 Monte Carlo Z34 (full coverage, her)
'00 GMC Jimmy 4x4 SLS (full coverage, me)
'95 Mercury Mystique LS w/ V6 (liability, me)

G/F and I are both on the plan, we pay 1700 a year for the three vehicles through Allstate. Damn I love Iowa :D
 

novon

Diamond Member
Oct 9, 1999
3,711
0
0
hmm...so being in iowa it's lower...

I'm paying $230 a month for full at 20 yo with a 95 integra with safeco, and 1 speeding ticket. I think it's outrageous, oh well, it's the cheapest I could find.
 

PCAddict

Diamond Member
Nov 19, 1999
3,804
0
0
I pay $426 every six months for full coverage on my 1997 Ford Ranger 4x4 Supercab. I live 10 miles from Philadelphia. If I lived any closer, I'd be paying alot more. I'm 29, have no tickets/accidents on my record. My company is called Huron.

EDIT: I have an alarm, dual air-bags, and 4-wheel ABS. I just looked at my policy and those three things are listed as providing discounts.
 

thedarkwolf

Diamond Member
Oct 13, 1999
9,030
123
106
25 M
67 Ford Galaxie 500
Liability
$34.33/month
81 Plymouth Horizan(beater)
Liability
$29.75/month
both
$64.08/month

Eirie Insurance Group
 

Vesper

Junior Member
Dec 14, 2000
5
0
0
Man you guys have it lucky:

Male, 18, college student
1987 Honda Accord, 4-door
Full coverage with $500 deductible
~$1250 per year, which works out to 104.17 per month.
This is all with a clean driving record. Being young sucks.
Edit: State Farm
 

Windogg

Lifer
Oct 9, 1999
10,241
0
0
Up yours People's Republic of Taxichusetts (State mandated rates suck :()

Age 23
2001 BMW X5 4.4
$2,300/Years (Step 11 to those that know the lingo)
$191 Month @ Commerce Insurance (Gonna switch ASAP)
$500K/500K/$500
$300 Deductable
No Deductable Glass
Comprehensive Full Coverage
Rental Car

Windogg
 

8ball

Banned
Jun 3, 2000
927
0
0
28/m
$100/month for the following:

Full coverage, towing, rental, etc.. $100 deduct on both cars
95 chevy corsica
93 merc cougar
PLUS $130,000 house, $500 deduct
 

teckmaster

Golden Member
Feb 1, 2000
1,256
0
0
21 male
00' Dodge Neon - Full coverage
85' Chevy S-10 - as little as possible

161.00 a month

Eastern PA

AllState
 

BowDown

Banned
Jun 2, 2000
2,197
0
0
Age - 19
Car - 91' Nissan Stanza
Coverage -Minimal
premium - $1024 / year

It's went down sence I was 16, but only like $300. :(
 

Cable God

Diamond Member
Jun 25, 2000
3,251
0
71
Age: 21/M No accidents, one speeding ticket, alarm, garaged
car(s): 2001 SS Z28, '99 Explorer Sport
Coverage: Full
payments: $445/mo
Edit :company : Progressive (is a little cheaper elsewhere)

 

BDawg

Lifer
Oct 31, 2000
11,631
2
0
I turn 25 in 2 months...how big is the discount?

2 People M/24 F/24
2000 Tarus V-6
1998 SVT Contour
Full Coverage
$1100 per year
USAA
 

Frenchie

Moderator Emeritus<br>Elite Member
Oct 22, 1999
2,255
0
0
28 M
'93 Pontiac G/A GT
full coverage
a drop under 600 per year
Reliance Direct
Eastern PA

I'll be switching to Erie shortly....a drop less than 500 per year.
 

bigbootydaddy

Banned
Sep 14, 2000
5,820
0
0
heres an ouchy

19M
state of texas (as opposed to taste of texas)
1 (maybe 2...ok 2) accident
no tickets
2000 Honda Civic SI electron blue pearl
vin etching, alarm, tint, defensive driving, home, garaged
246/mo....6 months
edit: full coverage
500 deductible
nationwide

this is much lower than others where asking (340+)

i hate insurance....
 

vi edit

Elite Member
Super Moderator
Oct 28, 1999
62,484
8,345
126
Good grief Cablegod!!! Do they at least allow you to pull your pants down first :Q

BDawg, if you aren't married, your insurance will drop somewhere between 30% and 50% when you turn 25. You get that 30%-50% discount when you either turn 25 or get married, basically whichever one comes first.
 

bigjon

Senior member
Mar 24, 2000
945
0
0
BDawg,

I turn 25 Sunday but I already got my discount notice from State Farm. It's only dropping $20 a month! :|

After I turn 25:

'99 Grand Am V6 - full coverage $54/mo (primary driver listed as my wife)
'95 Honda Civic - full coverage $66/mo under 30 miles/wk discount (primary driver me - go figure)
Total ~$120/mo
State Farm / South Carolina

I have 4 points on my license which are partly to blame (but didn't make that much difference!)
 

Vikaden

Golden Member
Apr 10, 2000
1,302
0
0
Age: 18
Car: 93 Mustang LX
Coverage: Full
Monthly Payment: 185.00
Company: Allstate