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How much do you (or your parents) pay for car insurance yearly?

A

Angrymarshmello

Lifer
I'm just wondering - apparently it has a lot to do with where you live. I live in Carrollton, TX, a small suberb outside of Dallas. My parents pay around $1400 a year for LIABILITY only. (I'm 19 years old) And this is on a 1988 Honda Accord LXi 4 cylinder. Never been in an accident, never had a ticket. A guy at work who is only 17, drives a brand new 2001 Civic pays around $1100 a year for full coverage, (although under his mom's name) and he lives probably 15-25 miles from me. Two of my cousins in Memphis, Tennessee pay around $750 a year for liability and they're both only 18. (One female, one male) Then another one of my cousins in Oxnard, CA (male) who is 18 pays $800 a year for full coverage on the exact same car as me. This pisses me off because this is the only thing stopping me from getting a new car. If I lived like 25 miles elsewhere I might get a cheaper rate, but nooo, insurance companies have to be tight wads about it. The only way I'm getting a new car is if: a) I turn 21 (another year and a half) or b) I get married (which isn't happening anytime soon) Sooner or later I'll move out and hopefully to somewhere with cheaper insurance but I just wanted to know what everyone else is paying. (Include age, location, married or not, full or liability) Thanks!
 
I live in Southern NJ and drive an '87 Jeep Wrangler Laredo and pay about 1300/yr for just Liability. I'm 21 and don't have any points. NJ normally blows for insurance from what I hear.
 
I am in the Phildelphia suburbs. I pay about $800/year for full-coverage on a '97 Ford Ranger 4x4. I have discounts for having dual airbags, 4-wheel ABS, antitheft system, and a perfect driving record. I am 29 and single.
 
2500/year...3 cars/4 drivers... parents, me (21), sis (18). It used to be 1800 until I got a 107mph speeding ticket and almost got my license pulled. oh well..damn the pigs, i'm not bitter anymore.
 
Lets see, $600 a year for a 94 Dodge Caravan /Full coverage.
$650 a year for a 96 Pontiac Grad Prix / Full
and $48 a month(for both) for a 74 Jeep CJ-5 and 71 Olds Cutlass / liability.

so thats a total of $1850 a year , give or take, for 4 cars. both the wife and I are coming up on 35 yrs old.
 
Male 32 driving a 1990 Honda Civic Si with a 40% discount - $1100/year. I'll be getting a $100 rebate because the government run auto insurance company made a heap of money in the stock market & the amounts paid out for accidents are much lower this year.

Cheers,
Aquaman
 
Pay around $350-$400 each for my 2 cars a year for liability. I am 25 and live in Wv. It used to be about $1200 for one car a year but then I turned 24 🙂.

edit
I am single
 
$105/Month Double the State minimums on coverage. No Collision or Theft 😕

20 Yrs Old - M - Driving a 1966 Chevelle "SS" appraised @ $25,000. Collision insurance KILLS - And theft, well, that's not a problem.

2 Accidents - 1 At fault - 3 Tickets for speeding [can you blame me?]

American Family Insurance be the provider on my OWN policy. No Mommie and Daddie Help.
 
Lets see....
Perfect driving records for me and my wife.
'97 Tracker (4 Door 2WD)..............$667/6 MOS. Full Coverage, $0 Decuctable
'00 Escort (4 door)...................$768/6 MOS. Full Coverage, $0 Decuctable
'00 Ninja ZX-6R.......................$162/6 MOS. Full Coverage, $250 Deductable
Grand Total..........................$1557/6 MOS. = $3114.00 Annually


DAMN:Q!!!. I didn't even realize it was that much. [Picks up the phone and dials Gekko, oh I mean Geico.]
Of course Tucson has some of the highest rates in the country due to auto theft. (Only an hour away from the Mexican border.)


 
Here is mine:

22 Years old. only 1 point on my liscense (which insurence didnt care about), no accidents.

2001 VW Passat GLX - $2400 per year for Maximum Coverage.

Viper22
 
100/300/100 Full Everything with No Deductables......$480.00 every 6 months! 2 Vehicles both '98 or newer.
 
100/300/100 full coverage with a $250 deductable, im 18 with a 93 Ford Mustang LX 2.3L and i pay 2220 a year.
 
Two of us -
Me (22, M) - clean record
Her (20, F) - one speeding ticket
Unmarried

Cars:
'97 Monte Carlo Z34 - Full coverage
'00 GMC Jimmy 4x4 - Full coverage
'95 Mercury Mystique LS - collision

We pay about $150 a month. Once we get married it will drop to ~75 a month.

We're in Iowa.
 
1991 Cr-X Si
1994 Nissan Sentra
1998 chevy silverado king cab
I pay 1,500 a year with 100.00 deductible

I think being married helps too and that I've been driving for ten years now.
 
I'm jealous of a few of you. Some of you others I'm not 😉

RagingBITCH:

I live pretty close to you, I'm in north dallas at 635 and 75 and the rates here in Dallas are so much higher than when I lived in Indianapolis. Due to the fact we live in a metroplex, or close to it anyhow with you in Carrolton, that's why we pay so much more than other areas of the country. Not to mention Dallas is like number 4 on the top 10 stolen car cities. Mine was stolen in September, i was pretty upset losing $4500 in stereo equipment and $2500 in CDs. Anyhow.

50/100/50 Full coverage on 1994 Chevy Blazer, I pay about $2350/year. Freaking high. I have only one speeding ticket on my record which was back in 1998.

dm
 
Well lets see I use State Farm Ins. and I have full coverage and all the bells and whistles... And I pay $110 a month...Is that good.
Nate:Q
 
2000 Explorer
2000 Mustang
1989 Mustang

$1500 a year full coverage, plus towing.

2 adults (age 26 and 30) no speeding tickets or accidents.
 
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