How much $$$ do you have in your ING Direct savings acct?

[RossMAN]

You guys are partially correct.

$1 my initial deposit
$50 ING Direct FREE sign up bonus
$250 ($10 per referral x 25 referrals)
Interest
==============================
$320 balance

 

[SunnyD]

Originally posted by: RossMAN
You guys are partially correct.

$1 my initial deposit
$50 ING Direct FREE sign up bonus
$250 ($10 per referral x 25 referrals)
Interest
==============================
$320 balance

You only said 2 reasons, not 4.

 

[RossMAN]

Originally posted by: SunnyD

Originally posted by: RossMAN
You guys are partially correct.

$1 my initial deposit
$50 ING Direct FREE sign up bonus
$250 ($10 per referral x 25 referrals)
Interest
==============================
$320 balance

You only said 2 reasons, not 4.

Good point, I should have said 3 reasons (not 2).

1) ING Direct $50 sign up bonus.
2) Referrals
3) Interest

 

[Ketteringo]

$60.80

 

[DaWhim]

about $1500....who really remembers how much they have in ING? the point of having ING is to make me forget how much I actually have.

 

[pyonir]

Originally posted by: Skoorb

Originally posted by: Nocturnal
I just signed up for it right now. I plan on having it automatically take out $25.00 every two weeks. I hope I can save up enough to buy me something. How easily accessible is the money? Do they transfer it back into your checking account or do they cut you a check?

Supposedly it's back into your checking account. Money that goes in has a hold on it for 10 days or something, but you should be able to get it back in your account in a day or two if you need it.

Hi guys,

I've moved money into and out of my ING account a few times. It is very simple. When you deposit that money isn't available for 7-10 days...( i can't remember). When you want to pull money out into your checking account, it is usually within 3 business days. I think there is a limit on transactions per month though..something like 6 (i'm not sure if that includes deposits, or just withdrawls).

All the transfers are done through their website and it is as easy as putting in the dollar amount, selecting where you want the money to go from two different drop down boxes (to/from your ING account, to/from your checking) and clicking a button.

 

[MadPeriot]

I'm actually looking in on this as well! Looking for a savings account with good interest rate to start my savings. So far I have money in Wamu and it ain't doing much. So you people suggest to put money in ING Direct? I have roughly $20K. Need advice.

 

[Rudee]

Originally posted by: tnitsuj
Around 50k. I got in when they had 6% rates. Has been great for me. Very nice way to hold onto liquid funds.

That's crazy. You should be investing that money for a much better return.

 

[arcenite]

$420.00

 

[N0pers0nality]

not enough

 

[FrustratedUser]

~$6k

 

[sygyzy]

Originally posted by: Passions
I want to open an account and transfer $15.5k into a savings acct, but I'm weary of online only savings acct. Someone hold my hand and make me feel safe. How much $$$ do you have in yours?

Here's your hand holding. Like many others, I have more than that in there. Don't worry. It's FDIC insured. That's all you need to know.

 

[tnitsuj]

Originally posted by: Rudee

Originally posted by: tnitsuj
Around 50k. I got in when they had 6% rates. Has been great for me. Very nice way to hold onto liquid funds.

That's crazy. You should be investing that money for a much better return.

I am opening a Roth this year in addition to my maxed out 401k. I just like to have a pile of cash on hand.

Someday I will get enough to withdraw it in 1's and roll around it. it.

 

[StageLeft]

What do you need to do to cover your ass in regards to the FDIC? Just have a statement printed out?

 

[tnitsuj]

Originally posted by: Skoorb
What do you need to do to cover your ass in regards to the FDIC? Just have a statement printed out?

The FDIC should have records. I would have a statement, but your account # should suffice.

 

[geno]

How does the referral situation work, for everyone you get to sign up, they'll give you 10 bucks?

What about the 50 dollar signup bonus, are there any stipulations as to how long I need to have an account through them?

 

[tnitsuj]

Originally posted by: Skoorb
What do you need to do to cover your ass in regards to the FDIC? Just have a statement printed out?

Wait, are you still a Canadian citizen?? In that case you have no rights.

 

[minendo]

Originally posted by: geno
How does the referral situation work, for everyone you get to sign up, they'll give you 10 bucks?

What about the 50 dollar signup bonus, are there any stipulations as to how long I need to have an account through them?

You get $10 for each person that signs up through a referral email sent by you. They get $25. You can make up to 25 referrals. The $50 bonus was from a tax software referral about a year ago and more.

The referral bonuses are available for withdrawal after 30 days. Let me know if you have any questions.

 

[StageLeft]

Originally posted by: tnitsuj

Originally posted by: Skoorb
What do you need to do to cover your ass in regards to the FDIC? Just have a statement printed out?

Wait, are you still a Canadian citizen?? In that case you have no rights.

I can't possibly have to revoke my Can citizenship to benefit from FDIC insured banks

 

[Ranger X]

Put your non-emergency money into ING because like someone said, it does take 3 business days to take your funds out of ING. I've been with them for awhile and they're great. I just forget my money is in there and I know I can take the money out if I need to with no hassle (unlike a bank where they always ask why you're taking your money out :|).

 

[tnitsuj]

Originally posted by: Skoorb

Originally posted by: tnitsuj

Originally posted by: Skoorb
What do you need to do to cover your ass in regards to the FDIC? Just have a statement printed out?

Wait, are you still a Canadian citizen?? In that case you have no rights.

I can't possibly have to revoke my Can citizenship to benefit from FDIC insured banks

No, you don't understand. As a Canadian citizen you have "NO RIGHTS" in the world at all. Bow down before the might of the US and its enlightened powerful population. We rule the world, all others shall do as we see fit.

 

[MAME]

$0

 

[StageLeft]

Originally posted by: tnitsuj

Originally posted by: Skoorb

Originally posted by: tnitsuj

Originally posted by: Skoorb
What do you need to do to cover your ass in regards to the FDIC? Just have a statement printed out?

Wait, are you still a Canadian citizen?? In that case you have no rights.

I can't possibly have to revoke my Can citizenship to benefit from FDIC insured banks

No, you don't understand. As a Canadian citizen you have "NO RIGHTS" in the world at all. Bow down before the might of the US and its enlightened powerful population. We rule the world, all others shall do as we see fit.

That's what I thought you meant

 

[HyTekJosh]

I have quite a bit of money in there. I miss the days when they offered interest rates well above 4%.

 

[Descartes]

I have about $5k I guess. It serves as somewhat of an emergency fund only, as I keep it only to ensure that I cover my expenses for a month or two. It's cool to see how many of you put away a good amount of money.