how much debt you owe? now with POLL

how much debt you owe? not factorig equity

  • under 1k

  • 1k to 10k

  • 11k to 25k

  • 26k to 50k

  • 51k to 100k

  • 101k to 200k

  • 201k to 400k

  • 401k to 600k

  • 601k to 999k

  • over one million bajeesus


Results are only viewable after voting.

mizzou

Diamond Member
Jan 2, 2008
9,734
54
91
112,000


Total $ amount, dont list equity or nothing like that
 
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Beev

Diamond Member
Apr 20, 2006
7,775
0
0
About 60k in student loans and only a grand on credit cards.
 

Homerboy

Lifer
Mar 1, 2000
30,890
5,001
126
$130K on primary mortgage @ 5.6%
$98K on secondary "mortgage" @ 7% (my brother bascially bailed me out of some financial woes and I've rolled a HELOC and some CC bills into one loan from him)

All in all it really saved my ass and put me in a much better financial situation. Not perfect, but WAY better. Period. I currently owe him "a lot more" than that $98K. Unbelievably thankful for it.


Also
/queue the ATOT debt snobs in 3....2....1....
 

mrCide

Diamond Member
Nov 27, 1999
6,187
0
76
$198k on mortgage (paid 262, worth about 130), no other debt at least.
 

spidey07

No Lifer
Aug 4, 2000
65,469
5
76
250k on two houses, mortgage only. Soon to be 550k on just a mortgage. I view mortgage debt at these incredibly low levels to be a good thing.
 

Farang

Lifer
Jul 7, 2003
10,913
3
0
Probably over $2k by the start of next year. Just made my first irresponsible decision by buying a season ski pass when I have no money or job, but hey you gotta live.
 

highland145

Lifer
Oct 12, 2009
43,973
6,338
136
$36K on the heloc @2.75%
$80K on the business (parental loan @5%) Odds are I'll inherit the paper.
 

mizzou

Diamond Member
Jan 2, 2008
9,734
54
91
Pretty crazy how.student loan debts look like 30 ear mortgages

Just stared the tread, excited all i have is a mortgage pmt. Realized, damn, i still owe a lot

:edit, wow, say this with a jamacain accent, makes more sense then cirrecting bad iphone typing
 
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mizzou

Diamond Member
Jan 2, 2008
9,734
54
91
0

No student debt, no mortgage (I rent) and my car is paid for.

Technically you are paying off your landlords debt. Living.somewhere with no assumed pmt to a bank or prrofit of someone else wouls be pure bliss.

Just taxes and insurance :D
 

vi edit

Elite Member
Super Moderator
Oct 28, 1999
62,484
8,345
126
It's not pretty.

Wife has about 80k in student loans for the next 25 years locked in a 2.25%. But she get's reimbursed by work for the amount so that's not so bad. We're hoping the loan forgiveness deal for healthcare workers is still around in 5 years when she's eligible for it.

Recent house build went over $350k for 30 years @ 4.5%.
That's not real cool. But hey the mortgage write off is nice, right? :p
 

Kadarin

Lifer
Nov 23, 2001
44,296
16
81
30K on car, about 9k in other misc debt. However, I have more than that in cash in the bank, so I'm in good shape.
 

Demo24

Diamond Member
Aug 5, 2004
8,356
9
81
Around 9k, some student loans and some CC stuff. Once I get a job I can easily pay it down/off, but at the moment just going to school and no work means I've no way of doing so.