How many Credit Cards do you Have?

Reckoner

Lifer
Jun 11, 2004
10,851
1
81
7 Here.

Amazon, BofA Visa Platinum, Amex Starwood, Amex Clear, Citi Dividend Platinum Select, Discover, and Schwab Visa.
 

Mermaidman

Diamond Member
Sep 4, 2003
7,987
93
91
Way too many. I want to halve the number to 3 or 4, but I don't wanna affect my credit score.
 

kranky

Elite Member
Oct 9, 1999
21,019
156
106
A couple dozen. Most were used only once because they gave me a discount for signing up (like Firestone and some others).
 

Wapp

Golden Member
Jun 5, 2003
1,648
0
0
2

1 Mastercard
1 Victoria's secret card(In the process of cancelling, my wife picked it up to get a huge discount)
 

edmundoab

Diamond Member
Apr 21, 2003
3,223
0
0
www.facebook.com
hahaha,

I used to have so much until it really hit my credit score bad.
Though I always paid on time and paid in full.
Yet I suffered from the quantity factor

as I recall I had 12 cards at one point in time

Namely

American Express Blue Cash
AMEX BLUE
EBAY MNBA VISA
Ebay First USA VISA
Discover GAS card
Discover Platinum
Orchard Bank Gold Visa
Citi Card Platinum Select Dividend Mastercard
Associates VISA
Natiional City Diamond Edition VISA
AAA Gas Card VISA

thats about all I can remember thus far LOL...

Then again I used to do business that required for me to have rolling funds.. Hence the more cards did give me more flexibility should I require balance transfer or funds transfer upfront.

Not until when my credit Limits started raising high enough to pay tuition fees and continue my part time income..
that I could finally reduce to about 6 cards in total.
 

Supermercado

Diamond Member
Jan 18, 2002
5,893
0
76
2. A Master Card from MBNA that I've had for like 5 years (my first card) and a few months ago, I got a Citi Dividend.