Well, we shouldn't actually say that it's useless or worthless.  If someone likes it, it's not worthless.  When I said "useless" I just meant that the functionality of User Names / Passwords on (non-networked) Win9X PCs is pretty much limited to "window-dressing" features.  Being a curmudgeonly old geezer who still distrusts anything but the "green screen", I tend to feel that Windows brings out the interior decorator in all of us.  It may be good for our artistic sides, but I suspect that it interferes with productivity.  
 
I'm glad the information was helpful, Matt.  You might want to get your wife a cattle prod (or that rottweiler) to fend off the twinkies who keep attacking her keyboard!
Best regards,
Jim