How carefully do you verify your CC statements?

[middlehead]

Originally posted by: Scarpozzi
My parents once got double-charged from Priceline.com and said that their Mastercard company MBNA claimed they didn't have enough clout to get the second charge reversed. They dropped the card after being members for 18 years.

MBNA got bought my Bank of America a few years ago, so they've got plenty of clout now. I seem to remember MBNA being the last significantly sized credit card company that only did cards, no normal banking services, so I'm betting it was more a lazy CS rep.

As for the OP, I use my cards so infrequently that I just look at the statement and make sure I remember all the uses. I've only called in once on a odd looking charge, turned out the merchant's transaction submission system had an error and didn't put the charge through until a month later.

 

[Kelemvor]

My wife compares our receipts to the actual transactions once we download them into Money from their website.

 

[abaez]

I don't save receipts or anything, but I check every transaction to make sure that I remember I made it. If it looks off then I'll look into it further but otherwise I pay.

Some stores have some funky names that come up on the CC though, and I'm like.. wtf is this, but I always figure it out.

Edit: this is checking like once a week.. don't think I'd remember a whole month's worth of charges.

 

[imported_Imp]

I rarely check my CC bill in the mail anymore. I pay it online, and usually have a quick scan through the reported transactions. Other than that, if someones skimming a dollar at a time, I won't know.

 

[Brainonska511]

I try to check my receipts, but I'm usually too lazy. I generally just check online every few days and compare my receipts with "Recent Activity."

 

[PrinceofWands]

Since I only have about one purchase a month at the most (often going 2-3 months between any activity) it's not rocket science. I glance at it, if it seems about right that's all I do.