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How big/smart do these nigerian scams get?

slayer202

slayer202

Lifer
Someone I know mentioned they were selling something worth 30+ grand, and said it was going to nigeria, so I got worried. They said they already had a deposit via wire transfer, and that the item wouldn't move until the rest was wire transfered.

I know all of nigeria can't be scammers, but I was/am wary. Is there any way to get screwed here?
 
Originally posted by: slayer202

I know all of nigeria can't be scammers, but I was/am wary. Is there any way to get screwed here?
Click to expand...

That's true, my friend got scammed by Chinese but then his brother works in fbi so he got his money back.
 
As soon as it gets transferred move the money to a totally separate account then close the account it was transferred to. Then ship the item.

Somehow, they probably got all the information required to take money back out of that account now. I would not trust it. These guys are getting way too smart. They've even scammed banks. My guess is now that they got the account number they'll call up the bank as the owner and try to get the money taken out.
 
Originally posted by: NSFW
its not your problem and unless your friend asked for help, stay out of it.
Click to expand...

ok, well if it matters, it is a family member. I mean, if its all wire transfer, not sure you can go wrong, but I am no expert
 
Originally posted by: slayer202
Someone I know mentioned they were selling something worth 30+ grand, and said it was going to nigeria, so I got worried. They said they already had a deposit via wire transfer, and that the item wouldn't move until the rest was wire transfered.

I know all of nigeria can't be scammers, but I was/am wary. Is there any way to get screwed here?
Click to expand...

NOT* a scam. Send me the money, I will make sure that they right person gets it. And, I'll only charge a $500 insurance fee.






















*is
 
anyone have any resources/links that can give some kind of explanation? since a wire transfer seems like a safe route, I don't want to just tell the person "don't do it, it's a scam".

I tried googling a bit but could only find the stupid craiglist/email scams
 
It's a huge scam FFS. No more explanation is needed! Being a wire transfer does NOT make it any bit safer.

Text
 
Originally posted by: mb
It's a huge scam FFS. No more explanation is needed! Being a wire transfer does NOT make it any bit safer.

Text
Click to expand...

Wire transfer scams usually involve sending someone money - not receiving. 😕
 
Originally posted by: JLee
Originally posted by: mb
It's a huge scam FFS. No more explanation is needed! Being a wire transfer does NOT make it any bit safer.

Text
Click to expand...

Wire transfer scams usually involve sending someone money - not receiving. 😕
Click to expand...

right. this is what is holding me up. I can't really find anything about getting scammed when receiving a wire transfer. I mean, you actually need the money to wire it...if not, wouldn't it be the bank's fault for tell your otherwise?

obviously if the "scammer" is trying to phish information on the side and plans to try to take over your account that is another scenario, but it involves risking the money. I'm not sure how much the deposit was for
 
They transfer more money than is needed, and you send back the rest. After the bank realizes their original transfer was fraudulent, they charge you for the full amount plus fees. You are now out all the money you sent them (the overpayment) and the fees.
 
Originally posted by: slayer202
anyone have any resources/links that can give some kind of explanation? since a wire transfer seems like a safe route, I don't want to just tell the person "don't do it, it's a scam".

I tried googling a bit but could only find the stupid craiglist/email scams
Click to expand...

Is this a person they've known and trusted all their life? Have they met this person face to face?

If not, there is NO reason whatsoever to provide this person with $30,000, no matter what the means.
 
Originally posted by: AreaCode707
Originally posted by: slayer202
anyone have any resources/links that can give some kind of explanation? since a wire transfer seems like a safe route, I don't want to just tell the person "don't do it, it's a scam".

I tried googling a bit but could only find the stupid craiglist/email scams
Click to expand...

Is this a person they've known and trusted all their life? Have they met this person face to face?

If not, there is NO reason whatsoever to provide this person with $30,000, no matter what the means.
Click to expand...

.....the money is getting transfered TO my family member. they aren't sending anyone else any money.

I am under the impression that wiring money is like sending cash. if the bank says the wire goes through, doesn't that mean the money was there, and is now in your account?
 
after doing a bit more research, it looks like some of the scams are fake wire transfers where the scammer sends extra and you send some back, and then you get stuck paying it all.

now, this is different since I can tell the person not to send any money back, but losing a 30 thousand dollar item would be painful enough if the transfer backfires.

how the hell do US banks accept fake wire transfers? how is there no way to confirm legitimacy? I find it really hard to believe. is it that common for people to send fake wire transfers that actually appear to clear?
 
Originally posted by: slayer202
Originally posted by: AreaCode707
Originally posted by: slayer202
anyone have any resources/links that can give some kind of explanation? since a wire transfer seems like a safe route, I don't want to just tell the person "don't do it, it's a scam".

I tried googling a bit but could only find the stupid craiglist/email scams
Click to expand...

Is this a person they've known and trusted all their life? Have they met this person face to face?

If not, there is NO reason whatsoever to provide this person with $30,000, no matter what the means.
Click to expand...

.....the money is getting transfered TO my family member. they aren't sending anyone else any money.

I am under the impression that wiring money is like sending cash. if the bank says the wire goes through, doesn't that mean the money was there, and is now in your account?
Click to expand...

Is your family member being asked to send money or goods at all? If not, they will be. Do NOT send anything whatsoever, no matter what they ask. Even if it's just $100 and that's so paltry compared to the $30,000 that your family member will be able to see they received. That $30k will evaporate in a few days/weeks after receipt. Anything the family member sends to Nigeria will be gone.

This is a CLASSIC scam. DO NOT DO!
 
Originally posted by: AreaCode707
Originally posted by: slayer202
Originally posted by: AreaCode707
Originally posted by: slayer202
anyone have any resources/links that can give some kind of explanation? since a wire transfer seems like a safe route, I don't want to just tell the person "don't do it, it's a scam".

I tried googling a bit but could only find the stupid craiglist/email scams
Click to expand...

Is this a person they've known and trusted all their life? Have they met this person face to face?

If not, there is NO reason whatsoever to provide this person with $30,000, no matter what the means.
Click to expand...

.....the money is getting transfered TO my family member. they aren't sending anyone else any money.

I am under the impression that wiring money is like sending cash. if the bank says the wire goes through, doesn't that mean the money was there, and is now in your account?
Click to expand...

Is your family member being asked to send money or goods at all? If not, they will be. Do NOT send anything whatsoever, no matter what they ask. Even if it's just $100 and that's so paltry compared to the $30,000 that your family member will be able to see they received. That $30k will evaporate in a few days/weeks after receipt. Anything the family member sends to Nigeria will be gone.

This is a CLASSIC scam. DO NOT DO!
Click to expand...

ok, don't read the original post...


but how is it possible the bank accepts a fake wire transfer!
 
Originally posted by: slayer202
Originally posted by: AreaCode707
Originally posted by: slayer202
Originally posted by: AreaCode707
Originally posted by: slayer202
anyone have any resources/links that can give some kind of explanation? since a wire transfer seems like a safe route, I don't want to just tell the person "don't do it, it's a scam".

I tried googling a bit but could only find the stupid craiglist/email scams
Click to expand...

Is this a person they've known and trusted all their life? Have they met this person face to face?

If not, there is NO reason whatsoever to provide this person with $30,000, no matter what the means.
Click to expand...

.....the money is getting transfered TO my family member. they aren't sending anyone else any money.

I am under the impression that wiring money is like sending cash. if the bank says the wire goes through, doesn't that mean the money was there, and is now in your account?
Click to expand...

Is your family member being asked to send money or goods at all? If not, they will be. Do NOT send anything whatsoever, no matter what they ask. Even if it's just $100 and that's so paltry compared to the $30,000 that your family member will be able to see they received. That $30k will evaporate in a few days/weeks after receipt. Anything the family member sends to Nigeria will be gone.

This is a CLASSIC scam. DO NOT DO!
Click to expand...

ok, don't read the original post...


but how is it possible the bank accepts a fake wire transfer!
Click to expand...

I mean they figure it out eventually. It's not the banks job to protect you from your idiocy.
 
Originally posted by: slayer202
but how is it possible the bank accepts a fake wire transfer!
Click to expand...

Have you tried calling the banks? If they tell you that the money is 100% safe and in your account, then go for it. It may even pay to record that call so that if something does happen you can hold the bank liable.

If they can't guarantee 100% that the money is safely in your possession then I'd bail out.
 
Originally posted by: CrazyLazy
Originally posted by: slayer202
Originally posted by: AreaCode707
Originally posted by: slayer202
Originally posted by: AreaCode707
Originally posted by: slayer202
anyone have any resources/links that can give some kind of explanation? since a wire transfer seems like a safe route, I don't want to just tell the person "don't do it, it's a scam".

I tried googling a bit but could only find the stupid craiglist/email scams
Click to expand...

Is this a person they've known and trusted all their life? Have they met this person face to face?

If not, there is NO reason whatsoever to provide this person with $30,000, no matter what the means.
Click to expand...

.....the money is getting transfered TO my family member. they aren't sending anyone else any money.

I am under the impression that wiring money is like sending cash. if the bank says the wire goes through, doesn't that mean the money was there, and is now in your account?
Click to expand...

Is your family member being asked to send money or goods at all? If not, they will be. Do NOT send anything whatsoever, no matter what they ask. Even if it's just $100 and that's so paltry compared to the $30,000 that your family member will be able to see they received. That $30k will evaporate in a few days/weeks after receipt. Anything the family member sends to Nigeria will be gone.

This is a CLASSIC scam. DO NOT DO!
Click to expand...

ok, don't read the original post...


but how is it possible the bank accepts a fake wire transfer!
Click to expand...

I mean they figure it out eventually. It's not the banks job to protect you from your idiocy.
Click to expand...

I am receiving a wire transfer. it isn't the bank's job to confirm it is legitimate? a wire transfer is supposed to be a secure transaction, meaning it shouldn't be able to be completed without the actual funds. funds from a stolen account is another thing
 
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