hal2kilo
Lifer
- Feb 24, 2009
- 23,437
- 10,330
- 136
Going for GATACA already.
Going for GATACA already.
To my knowledge, this is actually not a way this can be used. Companies can provide you reduced premiums based on whether you participate in the wellness program or not. They can't offer you different premiums based on your specific health information, and this bill doesn't change that. In your example with breast cancer markers etc, the company would get sued into oblivion for discrimination if they did that. That's now, it could easily change in the future of course.
We need to get back to the employee employer relationship being time and effort for pay.
I don't think that is true. I know my mom's company changed coverage based on your individual wellness results. Too fat? Higher deductible. Tons of companies also charge a higher premium for smokers too.
Correct, you can charge higher premiums based on whether someone is a smoker or not, but that's not medical information. Usually the way companies do it is to set a premium, and then give you discounts if you participate in the wellness program and hit certain metrics etc. It's really a distinction without a difference, but I don't think they can charge you more based on your medical info, but they can offer you discounts if you participate in the programs and achieve certain goals.
Technically this is small government, if its a repeal. This is all at-will employment, and you are free to work elsewhere. We are all free to buy products or use the services of companies that do not engage in such practices.
You are also free to choose marketplace plans while employed at a place that maybe wants to use genetic testing to lower their group insurance rate. The marketplace plans is the aggregate risk pool without any sort of advanced risk testing.
It's also not a bad idea to get genetic tested in the first place, why not know what your risks are so you can mitigate them as best as you can yourself? I really doubt any progressive or liberal type with their strict adherence to science and facts, would prefer to live life in complete ignorance of their own body. Ignorance is for conservatives or libertarians like myself.
This a thousand times.Single Payer, remove Employers from the equation.
I don't think freedumb is a good argument here. Employers will go for it like pre-employment drug screens. It's authoritarianism, just not of the govt variety, & it discriminates on the basis of something people can't change, like skin color & gender. It'll render some people unemployable & uninsurable.
Your buzzwords (freedumb) are so tiring. You hit a home run though with the buzzwords.
In one sentence you mentioned.
- authoritarianism
- skin color
- gender
Smaller gov't = Bigger Corporate control of the nation.
Everybody knows this.......OK, just about a little more than half the nation knows this. Those others, they're going to take us down with them and somehow feel good about it.
Smaller gov't = Bigger Corporate control of the nation.
Everybody knows this.......OK, just about a little more than half the nation knows this. Those others, they're going to take us down with them and somehow feel good about it.
I mean this with all the sincerity I can musterTechnically this is small government, if its a repeal. This is all at-will employment, and you are free to work elsewhere. We are all free to buy products or use the services of companies that do not engage in such practices.
You are also free to choose marketplace plans while employed at a place that maybe wants to use genetic testing to lower their group insurance rate. The marketplace plans is the aggregate risk pool without any sort of advanced risk testing.
It's also not a bad idea to get genetic tested in the first place, why not know what your risks are so you can mitigate them as best as you can yourself? I really doubt any progressive or liberal type with their strict adherence to science and facts, would prefer to live life in complete ignorance of their own body. Ignorance is for conservatives or libertarians like myself.
You seem to assume you'll pass the test. Maybe not, huh? It's not like a person can clean up their act or study to pass, obviously. It's just another way for employers & thus insurers to wrongfully discriminate on the basis of things people can't change.
I mean this with all the sincerity I can muster
fuck. you.
There are a lot of things we can't change about ourselves that we are discriminated on. Our smarts is a good example.
Tell me, as an electrician, presumably on construction sites of some sort, would you really want a dumb guy operating the crane that a mistake can end your life in an instant? Or some dumb person responsible for lock out / tag out that can cause you to get electrocuted? Or would you want them discriminated against for things they cannot change?
I'll stand arm in arm with you in a boycott of the companies that engage in this. But I fully respect their right to do so in a free marketplace.
How do you boycott the power company? And how do you figure out all the companies you'd need to boycott?
How do you boycott the power company? And how do you figure out all the companies you'd need to boycott?