<< Hmm..I heard D/L speed is faster with a V.92 modems as well due to better compression. But then, I'd never use a modem anyway. Even if you never play games online or access music and video through the web, paying extra for broadband is worth it, IMHO, just based upon the time saved from not waiting for web page to load up. For most people, paying extra $20 per month is worth it compared to waiting hours per week in front of your PC waiting for website to load. >>
Nope, thats totally BS. What do most people d/l? .zip files, .mp3 files, .exe installer files, .mpg files, .avi files (games, music, movies etc). What do they have in common? They are all ALREADY COMPRESSED. You generally cannot get more than a couple percent more compression out of something thats already compressed using loseless compression algorithims. Now, if you browse the web and d/l massive megabyte large text files, sure you will have more d/l speeds. Keep in mind that the v.90 has theoretically 2x up to 4x compression, 2x56=112, and 4x56=224. Do you ever see anything approaching this on dialup v.90 modems? Nope, and you don't on v.92 either.
As for the extra money, I've found out that an additional phone line costs around $20 a month more (sometimes less sometiems more) and the unlimited internet access costs around the same amount (perhaps less or more). So in my case I pay about the same for dsl, $50 a month is only about $10 more a month than I'd pay anyway, I think its worth it. But only when I moved was I able to get it, my previous place had no broadband and basically no plans to ever bring it out to where I was.