They are one of world's largest bank's but in US, they provide very poor service. I sent them application , signature cards, copy of social security, copy of driver license, check for deposit. Couple weeks passed no answer, call in their account opening dept in Bufallo, person asks me what color and size was your envelope??? put me on hold comes back says they havent received anything from me, USPS never lost letter before, so another weeks comes by I get call today that someone found debit card application on supervisors desk but why didnt I send rest of required stuff. I am totally shocked either someone missplaced all other information or someone stole it. I get stupid run-around from operator, thank god I was able to get contact with their CEO, he promised to order investigation. I guess that's what I get for being ferengi and trying to get $75 AMex check.... It would be more understandable if it was some new internet bank but this is one world's largest banks, if you read reviews on the net, they are horrible stories about their fee's and handling of home loan payments
