• We’re currently investigating an issue related to the forum theme and styling that is impacting page layout and visual formatting. The problem has been identified, and we are actively working on a resolution. There is no impact to user data or functionality, this is strictly a front-end display issue. We’ll post an update once the fix has been deployed. Thanks for your patience while we get this sorted.

Hit a Curb - 2k in damage?

Page 2 - Seeking answers? Join the AnandTech community: where nearly half-a-million members share solutions and discuss the latest tech.
Originally posted by: necine
Originally posted by: jhayx7
Originally posted by: necine
Originally posted by: BigJ
Insurance?

The best part of being a 21 year old male in NJ is I get extremely high insurance rates. My insurance w/ good student discount is at 160/mo for limited liability. So, that's not an option.

Can you put the car under your parents name and be on their insurance policy? That's what I did until I got married last year.

No, I'm on my own.

So you don't carry the minimum amount of liability required by law?

You sir, are a jackass. You shouldn't be driving if you can't afford the fees required to do so in compliance of the law.
 
Originally posted by: beer
Originally posted by: necine
Originally posted by: jhayx7
Originally posted by: necine
Originally posted by: BigJ
Insurance?

The best part of being a 21 year old male in NJ is I get extremely high insurance rates. My insurance w/ good student discount is at 160/mo for limited liability. So, that's not an option.

Can you put the car under your parents name and be on their insurance policy? That's what I did until I got married last year.

No, I'm on my own.

So you don't carry the minimum amount of liability required by law?

You sir, are a jackass. You shouldn't be driving if you can't afford the fees required to do so in compliance of the law.

Yep, glad he didn't hit me while spinning out!
 
Originally posted by: Sukhoi
Originally posted by: beer
Originally posted by: necine
Originally posted by: jhayx7
Originally posted by: necine
Originally posted by: BigJ
Insurance?

The best part of being a 21 year old male in NJ is I get extremely high insurance rates. My insurance w/ good student discount is at 160/mo for limited liability. So, that's not an option.

Can you put the car under your parents name and be on their insurance policy? That's what I did until I got married last year.

No, I'm on my own.

So you don't carry the minimum amount of liability required by law?

You sir, are a jackass. You shouldn't be driving if you can't afford the fees required to do so in compliance of the law.

Yep, glad he didn't hit me while spinning out!

um, liability covers damage to things that the car hits... in this case a curb. This does not cover any damages done to the vehicle.

necine, I'm agreeing with the others. Take it to another shop. Have them evaluate it for you.
 
Originally posted by: iRONic
How many mpg does that tank get??

Mk. VIII isn't a tank, its the same chassis as the thunderbird/cougar, just a little more streamlined. Good cars.

The Mk. VII before it was also not a tank, it was a Mustang with lots of luxury bits.
 
93' Lincoln Mark VIII

That is why it is costing you so much to have it fixed. Lincoln parts are high, the cost to repair is high, once shops hear the word Lincoln they automatically raise the shop rate and parts prices by 75%.

/Thread.
 
Originally posted by: beer
Originally posted by: necine
Originally posted by: jhayx7
Originally posted by: necine
Originally posted by: BigJ
Insurance?

The best part of being a 21 year old male in NJ is I get extremely high insurance rates. My insurance w/ good student discount is at 160/mo for limited liability. So, that's not an option.

Can you put the car under your parents name and be on their insurance policy? That's what I did until I got married last year.

No, I'm on my own.

So you don't carry the minimum amount of liability required by law?

You sir, are a jackass. You shouldn't be driving if you can't afford the fees required to do so in compliance of the law.

I know you are, but what am I? 😛

limited liability is the minimum amount required by law... it covers damage you do to something else, but not the damage done to you.

when I got into an accident last year, it covered the damage done to the other's guy's car, but I was SOL when it came to my own car (not a big deal since it was a POS junker car that I just drove to work since I work in an area with a high crime rate)
 
thats funny, the timing of this thread... about 30 minutes ago my dad who is visiting me this week, was driving my celica, and hit a curb too, dead on... it scratched the underchassis and what he says is the exhaust... he plans to bring it to Midas for an estimate/repair... but I need to find a good reputable place here in Tucson before tomorrow morning!
 
Originally posted by: beer
Originally posted by: necine
Originally posted by: jhayx7
Originally posted by: necine
Originally posted by: BigJ
Insurance?

The best part of being a 21 year old male in NJ is I get extremely high insurance rates. My insurance w/ good student discount is at 160/mo for limited liability. So, that's not an option.

Can you put the car under your parents name and be on their insurance policy? That's what I did until I got married last year.

No, I'm on my own.

So you don't carry the minimum amount of liability required by law?

You sir, are a jackass. You shouldn't be driving if you can't afford the fees required to do so in compliance of the law.

Understand what you're talking about before you call someone a jackass.
 
Originally posted by: necine
Originally posted by: iRONic
How many mpg does that tank get??

Averages at 20. It gets about 15/city, 22/highway. That's not bad for a V8.
Whoa, something's wrong with your Mark VIII then.

My '95 got 26-27 freeway and I averaged 18 in stop-and-go commuting. You should definitely be getting at least 25-26 at a steady 65-70 mph.

As for the parts, hate to say it, but I can see that being correct. The suspension is really the one part of the car that's insanely expensive.

ZV
 
Originally posted by: LordMorpheus
The Mk. VII before it was also not a tank, it was a Mustang with lots of luxury bits.
Nope, the Mark VII was based on the Thunderbird too.

The Mark VI was based on the LTD, the Mark V had its own platform, and the Mark IV and Mark III both also shared a platform with the Thunderbird. The Mark II was also its own platform.

ZV
 
No, if I am incorrect, the wording was extremely vague;

Originally posted by: BigJ
Insurance?

The best part of being a 21 year old male in NJ is I get extremely high insurance rates. My insurance w/ good student discount is at 160/mo for limited liability. So, that's not an option.[/quote]

Let's break this down.
BigJ asked him "Insurance?" This implies that he was asking if the OP carried some sort of comprehensive coverage, since that is implied in the case of peroperty damage. The OP responded quoting a rate for limited liability, which isn't within the context of what BigJ asked. So, I read this as the OP saying he not only did not carry comphrensive, but also in fact did not carry limited liability as wel l, and that he was driving around uninsured.

If I read too much into this, that is fine and I apologize. I do not believe my train of analysis was incorrect.
 
Originally posted by: beer
No, if I am incorrect, the wording was extremely vague;
Originally posted by: BigJ
Insurance?
The best part of being a 21 year old male in NJ is I get extremely high insurance rates. My insurance w/ good student discount is at 160/mo for limited liability. So, that's not an option.
Let's break this down.
BigJ asked him "Insurance?" This implies that he was asking if the OP carried some sort of comprehensive coverage, since that is implied in the case of peroperty damage. The OP responded quoting a rate for limited liability, which isn't within the context of what BigJ asked. So, I read this as the OP saying he not only did not carry comphrensive, but also in fact did not carry limited liability as wel l, and that he was driving around uninsured.

If I read too much into this, that is fine and I apologize. I do not believe my train of analysis was incorrect.
The OP is saying that the insurance he carries (limited liability) is $160/month and that carrying anything more would be too expensive. He is also implying that even if he did carry insurance, claiming against it (and thereby raising his rates) would cost more than he wants in the long run.

The key in the OP's sentence is that he says "My insurance", "is at 160/mo". Also, Big J's post does not imply that he's asking the OP if the OP carries insurance, BigJ's post implies a question regarding whether the OP intends to file a claim against his insurance.

ZV
 
ive seen £1500 in repairs of hitting a curb

mate in his renault laguna.... 40mph, went into a wet, oil covered, badly designed roundabout ( crap tarmac'ing job = no water drainage...it just pooled) he turned the wheel, nothing happened, the car careered on at about 30mph into the curb. the front left wheel hit the curb (about 5-6 inches high) parallel (ie face of the wheel hit the curb), it pretty much chopped off the bottom of the alloy wheel, smashed the suspension, pushed the wheel up into the wheel arch and pushed the prop shaft into the gear box mangling all the gears.

we couldn't move the car because we had one wheel that was litterally flat, and it wouldnt go under its own power because the gear box was in pieces and any attempt at putting it in gear met with alot of nasty crunching noises. even the tow truck had a hard time winching it up on to the flat bed.

even so, he was quoted about £1500 to fix it.
 
Originally posted by: Zenmervolt
Originally posted by: beer
No, if I am incorrect, the wording was extremely vague;
Originally posted by: BigJ
Insurance?
The best part of being a 21 year old male in NJ is I get extremely high insurance rates. My insurance w/ good student discount is at 160/mo for limited liability. So, that's not an option.
Let's break this down.
BigJ asked him "Insurance?" This implies that he was asking if the OP carried some sort of comprehensive coverage, since that is implied in the case of peroperty damage. The OP responded quoting a rate for limited liability, which isn't within the context of what BigJ asked. So, I read this as the OP saying he not only did not carry comphrensive, but also in fact did not carry limited liability as wel l, and that he was driving around uninsured.

If I read too much into this, that is fine and I apologize. I do not believe my train of analysis was incorrect.
The OP is saying that the insurance he carries (limited liability) is $160/month and that carrying anything more would be too expensive. He is also implying that even if he did carry insurance, claiming against it (and thereby raising his rates) would cost more than he wants in the long run.

The key in the OP's sentence is that he says "My insurance", "is at 160/mo". Also, Big J's post does not imply that he's asking the OP if the OP carries insurance, BigJ's post implies a question regarding whether the OP intends to file a claim against his insurance.

ZV

^ I agree with that assessment of the... statements...
------

I recently was quoted 1800 dollars for an alignment, imagine that, I didn't even hit a bloody curb. MIDAS (yea I know, but I only wanted an alignment) told me my control arms and ball joints were in need of replacement, as well as the fact that I needed 4 brakes, and 4 new tires.

They were honest (kinda) and explained I don't need new control arms (which was a big chunk of the expense) but just new bushings but for my car they were not available. They offered to get them off an old car (junk yard) and put them on my old control arms, this dropped the price about 500 dollars, but 1300 for an alignment, brakes, and tires was still too high.

Took it to another autoshop, they checked, sure enough agreed with the bushings, ordered some parts. My brakes didn't need replacement and two tires needed replacing, but the other two will still be fine, not needing replacement. All told about 300 dollars which was far far far more manageable.....
 
Originally posted by: scorpmatt
Originally posted by: Sukhoi
Originally posted by: beer
Originally posted by: necine
Originally posted by: jhayx7
Originally posted by: necine
Originally posted by: BigJ
Insurance?

The best part of being a 21 year old male in NJ is I get extremely high insurance rates. My insurance w/ good student discount is at 160/mo for limited liability. So, that's not an option.

Can you put the car under your parents name and be on their insurance policy? That's what I did until I got married last year.

No, I'm on my own.

So you don't carry the minimum amount of liability required by law?

You sir, are a jackass. You shouldn't be driving if you can't afford the fees required to do so in compliance of the law.

Yep, glad he didn't hit me while spinning out!

um, liability covers damage to things that the car hits... in this case a curb. This does not cover any damages done to the vehicle.

necine, I'm agreeing with the others. Take it to another shop. Have them evaluate it for you.

Yes, like my car. 😉

Edit...sorta n/m. I was following beer's line of thought on the badly worded sentence.
 
Once hit the rear of my GF's MX5 gen 2 (Miata) directly into a curb. £800($1600) damage. Easily done and VERY costly. Sus parts far out weigh body panels in cost.
 
ouch. sounds like you're stuck between a rock and a hard place. you may need to look at buying a cheap used car and getting a loan on it from your local credit union until you get your B.S. and a higher paying job.
 
Originally posted by: beer
Originally posted by: necine
Originally posted by: jhayx7
Originally posted by: necine
Originally posted by: BigJ
Insurance?

The best part of being a 21 year old male in NJ is I get extremely high insurance rates. My insurance w/ good student discount is at 160/mo for limited liability. So, that's not an option.

Can you put the car under your parents name and be on their insurance policy? That's what I did until I got married last year.

No, I'm on my own.

So you don't carry the minimum amount of liability required by law?

You sir, are a jackass. You shouldn't be driving if you can't afford the fees required to do so in compliance of the law.

Yeah... try being a 21 year old college student in NJ. My insurance is 1600 a year, limited liability, on an old car. My insurance is in compliance with the law. It's just the lowest possible.

You sir are an asshole. I need a car to work, to buy food pay rent and live. wtf is wrong with you... yeah rip on a poor person, go ****** yourself. I'm doing the best i can. I maintain a gpa above 3.5, while working over 30hrs a week.
 
Originally posted by: funboy42
93' Lincoln Mark VIII

That is why it is costing you so much to have it fixed. Lincoln parts are high, the cost to repair is high, once shops hear the word Lincoln they automatically raise the shop rate and parts prices by 75%.

/Thread.

Yeah man, you're completely right. My uncle is taking a look at the car tomorrow. The control arms are shot though. I jacked it up and looked, and they're done.
 
Originally posted by: hydroponik
Were you drunk?

No. I had one beer that evening... about 3 hours before I drove. I was completely sober. Although the cop did insist on giving me a 1/2 hour test to prove thus, but I passed with flying colors. I passed the breathalizer he gave me too. I forget the number but it was very low.
 
Originally posted by: Cal166
That'll buff right out. 🙂

How the hell did you spin out? Were you driving with Eddie Griffin?

Even though I had new tires, rain and going downhill on a turn... plus I admit I was accelerating a bit too fast. That part of the road I was on has very little traction, I should've realized that but I wasn't thinking.
 
Back
Top