Highways & Healthcare

[Murloc]

Simple just copy what one of these countries do. Honestly it can't get any worse than what we are doing.

well I already knew we pay a LOT for insurance (which is from private companies, but the basic package was made compulsory decades ago), but it's comforting to see that we get top of the line results at least.

What I can tell you is that in the US doctors have to take a big pay cut (ofc this means the state may have to chip in to cover education expenses).

Big pharma will keep gouging you with the price of medication though, don't worry about that.

 

[Fanatical Meat]

Being fair CVS hasn't been found guilty however this is a good example of what happen, a process gets set up to generate big bills then it starts to maximize billing. Cash people get a break but that still leave insurance holder paying the difference.

http://money.cnn.com/2015/07/31/news/companies/cvs-drugs-overcharge/index.html?iid=hp-stack-dom

 

[Londo_Jowo]

I've never had an issue with CVS when filling prescriptions but then again my insurance charges me $10 for 30 supply and $20 for a 90 supply on generic drugs. There are some prescription I get at CVS that cost less than $14 for a 90 supply.

 

[JulesMaximus]

Same Republicans criticizing high deductibles are also complaining that Obamacare won't let people buy catastrophic only coverage, which is even higher deductible. These people are incoherent and/or insane ranting old geezers.

Yet we keep electing these insane geezers.

 

[Londo_Jowo]

I've noticed in my visits to the doctor in the last 1 1/2 years that many Americans have no clue what their obligations are with their insurance. Many do not understand you have to meet the deductible before the insurance kicks in.

Patient: What do you mean I have to pay the full price for my doctor visit, I have insurance and I should only have a copay for this visit.

Receptionist: You have to meet your deductible before you get to the point where you have a copay.

Patient: What is my deductible?

Receptionist: According to the information on your bronze plan, your deductible is $3,250. Once this is deductible met your copay will be 40%.

Patient: Will I be billed for this visit

Receptionist: Sorry, we require that you pay for this visit at the time of the visit.

At this point most are angry and quite a few have left without seeing the doctor.

 

[WhipperSnapper]

Receptionist: According to the information on your bronze plan, your deductible is $3,250. Once this is deductible met your copay will be 40%.

It's an ingenious Republicare idea--give people motivation to avoid preventative care and treatment for medical conditions that generally aren't real expensive to treat (such as hypothyroidism).

 

[Jhhnn]

I've noticed in my visits to the doctor in the last 1 1/2 years that many Americans have no clue what their obligations are with their insurance. Many do not understand you have to meet the deductible before the insurance kicks in.

Patient: What do you mean I have to pay the full price for my doctor visit, I have insurance and I should only have a copay for this visit.

Receptionist: You have to meet your deductible before you get to the point where you have a copay.

Patient: What is my deductible?

Receptionist: According to the information on your bronze plan, your deductible is $3,250. Once this is deductible met your copay will be 40%.

Patient: Will I be billed for this visit

Receptionist: Sorry, we require that you pay for this visit at the time of the visit.

At this point most are angry and quite a few have left without seeing the doctor.

Dunno about other providers, but that's utterly incorrect wrt Kaiser Permanente. We have set copays up to the deductible amount at which point they pay everything above it.