Lets not get hung up on the technical stuff and lose sight of the goal which is a nice piccy. Eyes are lossy. Your brain is lossy.
I appreciate the TWON link but those are low-res and suffer from JPEG compression artifacts, particularly a visible cross-hatching pattern.
Oh yeah, logos and calendars are undesirable also.
The only sites with PNG that I have found are subscription services -for nature shots that is, there are plenty of CGI freebees.
I discovered an interesting collection of free high-res JPG's at the
NOHAA Photo Library.