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hey you! yah you, the guy/gal who writes checks when making purchases

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Originally posted by: NuclearFusi0n
The absolute worst is the old elderly bitch in the express lane writing a check at the speed of sh1t nuggets that won't let go. :|:|
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lol, poor old people. Falling apart and no sympathy for it. 🙁
 
Originally posted by: LAUST
Originally posted by: Chaotic42
You should go to the store earlier if you are in such a big hurry. Checks are faster at some places here anyway. Heck, the main branch of my bank is across the street from a local supermarket and it takes 30-120 seconds to have the debit card go through.
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we have a lot of places around here now where they don't even ask you to sighn anything anymore for check cards... man it's soooo sweet, slide and you are gone 😀
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Gee, that is real safe and secure. So any asshat can use anyone elses check card. You must be in advertising because you really know how to encourage people to use a check card. I think I will stick with checks and I ususally check out faster than most people with plastic since I am filling out the check while pimple face is still trying to scan my goods.

 
no it's the female yuppies on there phones not filling out the rest of the checks ahead of time. You'd think somebody soooo important that they have to talk on the phone while grocery shopping would also try to save time by paying in a faster fashion. Hell I'd think if you're soooo important you'd have rolls of benjamins in you purse. Hell I even saw some lady chatting away on her phone trying to figure out the how to use those self checkout machines and then trying to pay with a check. Ambigous using the newest tech and trying to pay with an IOU. Ahh only in socal will you see like 1 out 5 people buying groceries and talking on their cell phones
 
Never written a check to a store before.

However, it has never bothered me when people do. The extra 40 seconds really isn't enough of an inconvienence to get worked up about.
 
Originally posted by: Ronstang
Originally posted by: LAUST
Originally posted by: Chaotic42
You should go to the store earlier if you are in such a big hurry. Checks are faster at some places here anyway. Heck, the main branch of my bank is across the street from a local supermarket and it takes 30-120 seconds to have the debit card go through.
Click to expand...
we have a lot of places around here now where they don't even ask you to sighn anything anymore for check cards... man it's soooo sweet, slide and you are gone 😀
Click to expand...
Gee, that is real safe and secure. So any asshat can use anyone elses check card. You must be in advertising because you really know how to encourage people to use a check card. I think I will stick with checks and I ususally check out faster than most people with plastic since I am filling out the check while pimple face is still trying to scan my goods.
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It is typically places where the purchase price is 20 and under.
rolleye.gif


Also, if someone has your PIN I would not be that worried about them buying a Big mac.
 
It doesn't bother me at all unless:

1. The person is on a cell phone. If it's a woman, I generally say "what an inconsiderate c*nt" so that she can hear. If it's a dude, I'll say "what an inconsiderate pr*ck."

2. If it's an old person that can barely write.

3. If the person starts to balance the checkbook BEFORE he/she hands the check to the cashier.
 
Not that I ever write checks for anything, but they're sure a lot more secure than a check card.

I'm still not sure why people use check cards. At least a credit card lets you get a few weeks' worth of piddly interest before the money needs to come out of your account.
 
Originally posted by: NuclearFusi0n
The absolute worst is the old elderly bitch in the express lane writing a check at the speed of sh1t nuggets that won't let go. :|:|
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Nah....worse than that are the ones, typically elderly, that pay in cash and whip out the change purse to cover the change portion and count every single dime, nickel, penny!

I feel like slapping a $1 bill down and saying, "Here...now...next!" 😉
 
Get a grip. You are going to die of a heart attack if you don't friggin relax. 😉

I was behind a guy last night at Wal Mart who was bitching about the woman in front of him taking so long to pay. I said, "man, you can't make a 'quick trip' to wal mart, the lines always bad." When he finally got his turn, it took him forever (well a minute) to figure out how to use his card. First he gives it to the cashier, then he swipes it wrong, then he doesn't know what he's supposed to push, then he's putting crap in his wallet before he gets out of my way. . .

Just buy everything online! 😀
 
They dont make you sign check cards for a reason. First of all a PIN number is equivalent to your signature (electronically).

Can someone please tell me what the security in a signature is? I lose my credit card, anyone can use it signing my name. The waiter at the restauruant doesnt check backed up signatures of mine to make sure its valid! Oh, the back of the card? 1) I've only had someone ask to see the back of my card at a store about 2 times, out of what? 50- 100 200? 2) If the signature is even remotely close they arent going to call you on it.

In my opinion the check card using a pin is way more safe than a credit card (if you lose it).


I use a check to pay rent, and gas since they charge you to pay it online with a credit card.
 
You do know that you have to have somewhat ok credit to get a check card?

Really really bad credit all you can get is a savings ATM card, then a Debit Card, then a Check card.

-fk
 
Originally posted by: Beau
forget the ridilin this morning?
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No kidding. Go get some nookie or something.

I do occasionally write checks for things. So what?

Let me know the next time you go shopping. I'll make sure I'm in front of you. Then I'll "lose" my ID. Then my pen will run out of ink. Then I'll screw up the amount and have to start over. Then I'll accidentally tear my check in half, requiring me to start over. Then...

rolleye.gif
 
Originally posted by: dighn
aren't they afraid of bouncing checks?
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You'll notice that most places that take checks slide the check through a small machine, now. That machine typically checks to see if you the checking account is valid and has a certain pre-approved amount in it. Of course that pre-authorization is typically only $1, but sometimes for the entire amount of the check.

I do agree, though. If your going to use your checkbook, use it for rent / mortgage, and other bills. Don't waste people time while you sit there are write out the check, fill out the ledger, and figure out your current balance.
 
I've written like 2 checks in the past year, both to pay for my apt rent. MsNitemare used to have no problems writing checks for 2 dollars all the time, would go through 50+easily a month....until she became MrsNitemare, now it is debitcard for everything.
 
I got behind some welfare mom or something once that wanted to split the total between 2 different checking accounts or something as I guess neither account had enough money to pay for the grocery total. So she had to write 2 separate checks, which the cashier didn't know how to handle so they had to get a manager. Ended up taking like 10 minutes for them to get this lady's payment processed.
 
Don't most places have a machine that will write out the date, company name, amount, and memo for the customer... then all they would have to do is sign it?

I know my Walmart does.
 
it sometimes is anoying, but I have sympathy for the elderly who write checks, since that's how they have always done it.
 
Originally posted by: MogulMonster
Originally posted by: dighn
aren't they afraid of bouncing checks?
Click to expand...

You'll notice that most places that take checks slide the check through a small machine, now. That machine typically checks to see if you the checking account is valid and has a certain pre-approved amount in it. Of course that pre-authorization is typically only $1, but sometimes for the entire amount of the check.

I do agree, though. If your going to use your checkbook, use it for rent / mortgage, and other bills. Don't waste people time while you sit there are write out the check, fill out the ledger, and figure out your current balance.
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Not to mention if you do bounce a check, you have ten days to clear it up. If not they send it to the DA. At that point its going to cost atleast the amount you wrote the check for + $25, + $150 for fees, just to clear it up with no criminal charge. If you dont clear it up then you will have a criminal record, although most states only theft by checks of $1000+ are felonies.
 
i cant believe soo many of you write checks, just use plastic everywhere, its faster, you can get all your statements online, you build credit (if you use credit cards), you are protected from fraud and many times your CC will have nice perks like extended manuf. wnty or cash back or airline miles etc. plus you can move out of the "sh!thead check writing club".
 
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