Originally posted by: RightIsWrong
Originally posted by: Hayabusa Rider
Originally posted by: Slew Foot
Hospital administrations and insurance companies are out to make money and drive up costs.
You left out drug companies and equiptment manufacturers, the two most profitable segments in the the industry.
I'm realizing that the most critical have no idea what really drives health care costs.
It's increasing utilization of an increased standard of care. When we go to the hospital, no one says "give me the third best treatment or test, it's a lot cheaper". No patient wants that. They want the best that exists. The physician cannot ethically decide to give a second rate test if he or she feels the more expensive one would give better results, and it usually does. Besides, if they did and things went wrong then they are liable for not meeting the current standards of practice.
Therefore costs to hospitals are increasing mostly because of the state of technology. Improve or die. That costs $$$$.
It's not administrators that seek to increase costs, but the need to improve treatment which automatically escalates the bill for being treated.
The only way the government can prevent this is to effectively lower the standard of care by restricting access to higher technology. When people find out what that really means, the politicians are going to have to give in, and the TCO of medical care will go up.
Perhaps we need a two tiered health care system. One for those who want cost containment, and the other for those willing to pay for it either by taxes or by private insurance.
Good luck with either option.
I'll play along with you. But don't expect any "real-time" responses....I'm only on during the early mornings now.
1.
What drives up costs? -- The lack of viable preventive care, poor decisions regarding diet/exercise and end of life treatments related to the first two.
2.
It's increasing utilization of an increased standard of care. When we go to the hospital, no one says "give me the third best treatment or test, it's a lot cheaper". No patient wants that. They want the best that exists. -- Complete and utter bullshit but with some truth behind it (if that's even possible). While the patient wants that, the insurer is doing everything in their power to refuse it. They will deny treatments, force patients to get "pre-approvals" before treatments can be undertaken which often times worsens the conditions. The health care systems aren't really helping too much in this either. They run their operation more to make money than they do to treat anymore. They cut costs by eliminating staff and by providing less services. They refuse give those with no insurance any breaks either. How can a hospital charge an insurance company 60-70%
LESS than what they are able to charge someone without insurance. To me, it would seem logical if that was the other way around.
3.
Therefore costs to hospitals are increasing mostly because of the state of technology. Improve or die. That costs $$$$. Once again, I have to call bullshit. Technology can be and is reducing the costs of treatment. It is the incompetence of the insurance system that it driving them up. Malpractice insurance anyone? Technology can reduce the overhead costs, eliminate the need to have rooms with nothing other than files and speed up the information doctors need to make a proper diagnosis.
4.
The only way the government can prevent this is to effectively lower the standard of care by restricting access to higher technology. When people find out what that really means, the politicians are going to have to give in, and the TCO of medical care will go up. Once again, complete and utter horseshit. Using this line of reasoning, countries with various forms of UHC would be receiving less care and have it cost more. The fact of the matter is that the exact opposite is true. Their costs are less than 1/2 of ours in most cases, their population's life spans are longer than ours, their infant mortality rates are less than ours and their quality of care ranks as better by the WHO and others that have done studies.
5.
Perhaps we need a two tiered health care system. One for those who want cost containment, and the other for those willing to pay for it either by taxes or by private insurance. That's about the first logical and rational thing you've said.