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Have you ever driven with no car insurance?

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Sure have, for quite some time in college. Simply couldnt afford insurance.
Having "a few" speeding tickets and 1 driving under suspension on my record didnt really help though. No one to blame but myself.
Regardless, yes I have driven without insurance.
 
You can DRIVE without insurance, it's called being self insured and it requires a fairly large sum of money to be escrowed. Frankly, I can earn more $$$ on investments than what I would save on insurance any day. It's downright appalling what some people pay for insurance!

That being said, only a fool would drive uninsured and there is no excuse for it ever. If you have DRIVEN without insurance and without incident, consider yourself lucky, albeit foolish!

If you have an accident without insurance and own anything of value, you're really screwed.
 
Me no.

My youngest brother drove for about 2 months without a license or car insurance. License expired and then car insurance was stopped.

On his side he actually didn't have a license for about 4 months. Either the mail from the Florida DMV got lost being forwarded to his ship stationed off of Iraq or they never sent it. Then he got busy settling his accounts and packing up to move to his next duty station. No excuse but a good reason.
 
nope, I've always had insurance, either under my parent's name, or through my employer (got a company vehicle when I graduated college)
 
i drove for about 6 months with no insurance a while ago...it sucked, i was constantly paranoid...i couldnt afford insurance...could barely afford gas at the time...i was just really really careful, and drove like a grandma on downers
 
Originally posted by: b0mbrman
Originally posted by: Confused
Originally posted by: Skoorb
I bought a car once and drove home...otherwise I've always had it.
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When I bought my last car, I called and added it to my insurance policy while the salesman was filling out the purchase paperwork 🙂
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Yeah that's normally the best idea, but in my case it was a saturday evening and my insurance company wasn't open, so I had to just drive it home, leave it in the garage, and then call them first thing monday 🙂 I can't actually say with certainty that my insurance policy didn't cover it, because some do have a means whereby they automatically cover a new car (I think) and you have a short period of time in which to officially add the car to the policy.

Hell, until a few years ago you didn't even NEED ANY insurance to drive a car in AL, as far as I know!

 
When I first got my license, shortly after cars were invented (the 60's) insurance was not legally required in Ohio, plus my first cars were one step away from falling apart and impossible to drive fast or dangerously enough to injure another party. However, when I started driving farther than to school or to work I got insurance.

Also there was a period of about 4 months, a couple years ago, when there was a mixup with the insurance company and we found out we'd been dropped but they didn't tell us. We did get new insurance right away, and they insisted on us paying retroactively for the time we hadn't been insured (grrr), so technically, we didn't have insurance but retroactively, we did.
 
three times in my life i had friends who drove, without a license even. and in one case i'm talking about a 29yr old guy, flying down to miami and driving around, then coming back, and his regular car would be his gf's car.
 
I've done it and got caught (3am moving stuff for a friend of mine). Paid the $400 fine and almost never did it again. Almost got caught twice, again. Once, my Bronco II stalled in the middle of the road. A cop pulled up and stopped traffic while I pushed the car to the side of the road...cop never asked me for my info. Second time, I was cruising down the road one night with two of my roommates, cop pulls me over, says my licenses plate lights are out. I give him my EXPIRED insurance card. He glances over it, hands it back to me, and says he thought the light was out, but it wasn't ...says sorry, and let's me go on my way.

I straightend up, got insurance and NEVER driven without it....been like 5-6 years....
 
Once. I was 15 and moved my cousin's car from the street into the driveway. First time I ever got behind the wheel😛
 
Originally posted by: Skoorb
I bought a car once and drove home...otherwise I've always had it.
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If you're with State Farm and have insurance on another vehicle through them, you were insured. As long as you have a pre-existing policy with them, State Farm insures any newly-purchased vehicle for 30 days before you have to notify them.

I would think that most other quality insurance companies do this too.

ZV
 
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