Has anyone had experience with low usage insurance companies?

[Zivic]

Wondering if anyone had used or had experience with low usage/low mileage insurance companies.

I have gotten quotes from both Hagerty and lelandwest and it seems as long as I abide by the mileage, storage and usage rules it saves me about 50% of what I was quoted by our regular insurance agent. Even has $0 deductible.

Surely there has to be a catch. :hmm:

I have used hagerty... never had an issue, though never had a claim. Their rates were 1/3 of other companies and I know a handful of friends that have used them with positive feedback.