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This is a program i was hacked with a while back ago.....
I recommend to do as Zolty says first. Don't jump to conclusions though it could just be from spyware monitoring and/or it could be something like dphantom said.
But with this program called BO......who ever 'hacks' you then they can control your computer just as you can. Sometimes you don't even know. I'd say you'd have to have bought something off the net using that same CC # before the 'hacker' could gain access to it. But even then it would be difficult to do because of passwords, pins, security #'s etc.
If you truly think you have this program that site above will show you how to get rid of it without reinstalling windows.
Hope some of this info helped.
Jordan