well, a couple of observations..
to the poster above, the stock bfg heatsink is a single heatsink for both the memory and gpu. while there is thermal paste on gpu, there is also a "pad", which could indeed insulate (tho if that's the case i'm not sure why they also applied thermal paste.
after a couple days, my gt is still working fine. i'm still confused why it did this all of the sudden, but again all i did was remove a 12cm fan from the line, and reinstall the card. it's still working fine. haven't overclocked it, but at stock spedd (370 for the bfg) the issues have not returned.
i did reinstll the silencer, and the card is still working fine. the gpu temp dropped 5c at idle, and about 10c at full load, and ambient temp reported is 4-5 cooler at idle as well.
i'm still a bit confused by the sudden artifacts etc, but at this point i'd have to say for whatever reason the card just decided it didn't like having a fan plugged into the same line as the card.. go figure....