Got hit by an uninsured teenager.

[Ricochet]

Originally posted by: Scarpozzi
What'd this girl look like....? Ya know, so we can avoid her if we see her driving anywhere...

pics?

Sorry, no pics.

Description:
ethnicity: Hispanic
sex: female
height: 5'2"
weight: 115 lbs
hair: black (above shoulder)

 

[smack Down]

Originally posted by: dafatha00
Don't think you can do much. Indeed it is your fault for not yielding. If she ran a red light, that'd be a different story, but I don't think there'd be any proof of that.

If she ran a red light then so did the OP, so it wouldn't really help his case.

 

[PAB]

Yay for subrogation.

Your insurer will step up and cover the damage and go after the at fault party.

 

[duragezic]

Originally posted by: smack Down

Originally posted by: dafatha00
Don't think you can do much. Indeed it is your fault for not yielding. If she ran a red light, that'd be a different story, but I don't think there'd be any proof of that.

If she ran a red light then so did the OP, so it wouldn't really help his case.

But he would be allowed to... He was making a left turn and he was definitely in the intersection before it even turned yellow. Ideally he would've waited for the red to come to make his turn (though I see what you guys say about pissing people off, but if theres no turn light and close traffic you're almost better off taking a few cuss words then getting in a situation like the OP) but as said one lane was ALREADY stopped and but that retarded ho had to fly through at the last moment.

 

[Pepsi90919]

however, out of the corner of my eye, this white Neon was beaming down the lane and T-boned me. This caught me completely by surprise.

it's your fault. you are completely responsible for your turn. technically, you should not be in a position to have to turn on a yellow-red. sounds retarded but that's how it is.

 

[freebee]

If v1 (thats you) is attempting lft turn. And v2 (thats her) going straight. Same road, opp directions, yellow light. v1 poi rt front door + fender. v2 poi front.

Therefore, you have somewhere near 70-80% neg. If your poi had been any further up you woulda been 100%. You don't subro anything. PD is owed to the third party and reduced based on the % neg.

 

[mrchan]

Originally posted by: freebee
If v1 (thats you) is attempting lft turn. And v2 (thats her) going straight. Same road, opp directions, yellow light. v1 poi rt front door + fender. v2 poi front.

Therefore, you have somewhere near 70-80% neg. If your poi had been any further up you woulda been 100%. You don't subro anything. PD is owed to the third party and reduced based on the % neg.

Insurance underwriter?

 

[Kenazo]

Originally posted by: IGBT
..raise the driving age to 21 and so much of this crap will go away.

That would kill our economy. Who would pump gas if the kids can't get to work?

 

[z42]

Originally posted by: jagec

Originally posted by: MathMan
Sounds like the cop got it right to me...

You'll probably get the ticket waived off in traffic court anyway...

I agree; I'd assign fault at 50-50 or so...and that's only because it was an uninsured teen on an expired permit:roll:

I mean, think about it: if the other driver had been an insured adult, the OP would have been 100% at fault. I can sympathize, though, I've been turning left at a few intersections where there's a VERY small window between yellow, last-few-cars-beating-the-light, and the cross-traffic trying to run you over. If you're already pulled out a ways (which is legal), it's a sticky situation. I'm glad I don't drive a Geo, so I can usually punch it and get through without getting in anyone's way.

Originally posted by: NuclearNed
As was discussed in another recent thread, you might want to find out if your state allows persons to run yellow lights. I think most states allow a left turn on a yellow light if you are already in the intersection waiting on traffic. However, it may be possible that the girl broke the law by running through on yellow. This might be the advantage you need to win this situation.

That's inane. So now we have to come to a screeching halt when the light turns yellow, and heaven help you if you're going to fast to come to a complete stop? IMHO a yellow light indicates that a red's coming up; other than that it has no legal significance. It's only when you enter the intersection on red that you're fair game.

Not saying you're wrong, just saying that's the stupidest idea I've ever heard, and defeats the entire purpose of traffic lights.

Most states allow left on yellow only when you yield to oncoming; there is no protection or right-of-way at any time. If you're unlucky you might have to wait until the light is full-red, and you're already out in the intersection, and nail it before the cross-traffic starts moving.

Originally posted by: GrammatonJP
How no fault insurance works

Isn't that being a little generous?😛

Glad someone knows traffic laws here. I was just about to post this. When coming to an intersection there is a "point of no return" where you no longer have enough room to break and stop at the intersection if the light turns yellow. On a 40 MPH road this could be 200 ft from the intersection. If the light suddenly turns yellow you have to proceed through the intersection since you can't stop in time. This sounds like what happened from the description of the OP. Light turns yellow, teen decides she can't stop before the limit line so puts foot back on the gas at same time OP decides to start his turn.

 

[dafatha00]

Originally posted by: duragezic

Originally posted by: smack Down

Originally posted by: dafatha00
Don't think you can do much. Indeed it is your fault for not yielding. If she ran a red light, that'd be a different story, but I don't think there'd be any proof of that.

If she ran a red light then so did the OP, so it wouldn't really help his case.

But he would be allowed to... He was making a left turn and he was definitely in the intersection before it even turned yellow. Ideally he would've waited for the red to come to make his turn (though I see what you guys say about pissing people off, but if theres no turn light and close traffic you're almost better off taking a few cuss words then getting in a situation like the OP) but as said one lane was ALREADY stopped and but that retarded ho had to fly through at the last moment.

Exactly, he would already be past the intersection when it turned red so he would be allowed to go.

 

[suse920]

Originally posted by: IGBT
..raise the driving age to 21 and so much of this crap will go away.

No it wouldnt. Instead of inexperienced 16 year olds on the road there would be inexperienced 21 year olds. This case shows that it was a lack of experience that caused the crash. it seems as though she was indecisive coming up to the light and possibly made the wrong choice. then again the OP made the wrong choice to make his turn. Now if there was a better system of getting your permit and manditory driving school that actually worked maybe this could have been avoided.


EDIT: unless of course your talking about the OP. Because in the eyes of the law the crash was his fault.

 

[surreal1221]

Originally posted by: IGBT
..raise the driving age to 21 and so much of this crap will go away.

No fvcking sh1t.

 

[Deeko]

What does it matter that she's uninsured? You are 100% at fault and liable in my book. Now, you might get off the hook because she had an expired permit & not parent in the car, but this accident is COMPLETELY your fault, whether it looked like she was going to stop or not, she has the right of way.

Not to be an ass, but I hope you lose, you shouldn't get out of fault for a technicality.

 

[bleeb]

Sounds like you got PWNED

 

[SampSon]

Sue.

 

[Rock Hydra]

Originally posted by: MathMan

Originally posted by: Strk

Originally posted by: MathMan

Originally posted by: IGBT
..raise the driving age to 21 and so much of this crap will go away.

Nope... it will actually make it worse.

The problem isn't the age of the drivers, per se... rather, the it's the driving experience of the drivers.

Whether you set the age at 16, 18, or 21... for the most part you will see the group with very little experience involved in a large share of the accidents.

But by raising the driving age to 21, you've just now create thousands of unregistered drivers who will carry no insurance (since they aren't supposed to be driving for a few more years).

No it wouldn't. Current holders would be unaffected.

Oh, ok... apparently you are looking at some draft of legislation that I don't have access to to get this information.

:roll:
And here I had thought we were talking strictly about a hypothetical....

In any case, even if you grandfather in current holders you still have the problem with 17, 18, 19, and 20-year old kids who need to get to work/school/etc. and will drive illegally to do so-- obviously without insurance.

I agree, it's about experience/quality of the driver.
Also, I would agree that if that 21 was the case, they wouldn't be able to get anywhere. Mommy will have to be driving them to college at the age 20.

 

[1sikbITCH]

Originally posted by: BoberFett
Three words. Soft tissue damage. Take her house.

He was found to be the cause of the accident. Her lawyer could sue HIM, license, insurance, or not. It happens all the time.

No lawyer would take a case to trial where the client was making a lefthand turn into oncoming traffic, was found to be at fault, and written a ticket for the action that caused the accident. His own insurance company won't even deny liability.

Sure, there might be a slim chance that a jury might believe the guy who made the lefthand turn over the poor innocent girl crying in the courtroom and the police officer, but for the couple grand the case is worth its a waste of their time.

 

[xaeniac]

You are in the wrong buddy. Sad that a unlicensed driver can drive better than you. Pwn3d no doubt and nothing you can do about it. Oh yeah your insurance will go up guaranteed.

 

[g8wayrebel]

Originally posted by: MathMan

Originally posted by: IGBT
..raise the driving age to 21 and so much of this crap will go away.

Nope... it will actually make it worse.

The problem isn't the age of the drivers, per se... rather, the it's the driving experience of the drivers.

Whether you set the age at 16, 18, or 21... for the most part you will see the group with very little experience involved in a large share of the accidents.

But by raising the driving age to 21, you've just now create thousands of unregistered drivers who will carry no insurance (since they aren't supposed to be driving for a few more years).

Agreed. I also want them to get a little driving experience under their belt before they can drink legally. True that teens drink anyway , but they drink a lot more post twenty one and that would be a bad combination with no driving experience whatsoever.

 

[shopbruin]

hmm so i saw this exact same accident about a month ago - except the guy that blew the light going straight started honking his horn to warn people that he was turning but he was still REALLY far from the intersection when he started blaring and then smashed into the new BMW 7. (the light was yellow, i had already come to a full stop because i know better in LA.)

 

[imported_Dirac]

Originally posted by: notfred
Stuff like this used to bother me, but after having enoguh cars stolen, broken into, danted, etc. I don't really worry about it as much any more. It's still annoying when someone else damages my car, but meh, what can you really do about it except call the insurance company?

Sucks that your car got hit, but don't let it ruin your week.

yea. i think notfred's right.

see how it goes but your insurance will likely increase.

 

[FelixDeCat]

Originally posted by: SampSon
Sue.

Sampson.

 

[Stuxnet]

Originally posted by: ricochet

Originally posted by: Scarpozzi
What'd this girl look like....? Ya know, so we can avoid her if we see her driving anywhere...

pics?

Sorry, no pics.

Description:
ethnicity: Hispanic
sex: female
height: 5'2"
weight: 115 lbs
hair: black (above shoulder)

BREAST SIZE?

Come on man! WAKE UP!

 

[sourceninja]

In my city, nobody stops at yellow lights. In fact, you will tipically see 3-4 cars drive though the red light before it is finally ok to go. Cops do nothing about this (unless of course they want to stop you for other reasons). Getting hit turning on by outsiders is one of the most common accidents I see. I see at least 3-4 a week.

 

[Jeff7]

I was surprised to get a ticket as well, for failure to yield. According to the cop, he believed I should have just waited for a red light before making my turn. I admitted to him that I saw yellow before making the turn. He explained to me that the person in the middle of the intersection has to be "extra" careful because the oncoming traffic can either choose to stop or drive on through. And there's not any proof that she went well above the speed limit. He indicated that I should go through a mitigation hearing to get the ticket reduced in light of the situation, but that he has to write the ticket in accordance to the letter of the law.

The amusing thing is, a teacher at a community college I went to got a warning for doing just that - she was in the intersection, she waited until oncoming traffic stopped, and as she turned, the light turned red. Officer said she isn't allowed to do that. Her defense, obviously - she was in the middle of the intersection and thus had to proceed to allow traffic to pass through. So it's the usual, the policeman couldn't admit fault, he just "let her off with a warning." Horray for consistency.


Really sounds like she's irresponsible, what with all that you said - expired permit, no adult, and no insurance.