Good credit card?

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psianime

Golden Member
Mar 16, 2002
1,497
1
0
I would go with a CitiBank card. They offer virtual numbers so that your real CC number will never be used.
 

Squisher

Lifer
Aug 17, 2000
21,204
66
91
If you're ALWAYS going to pay it in full and use it for online payments you might as well go with one of the cashback/airline miles cards like the AMEX cash rebate card, Discover, etc. that also have the ability to generate one time only use numbers.

It is good to use one time only numbers because that way your cc number is not stored in the store's database.


 

RossMAN

Grand Nagus
Feb 24, 2000
79,096
461
136
Originally posted by: TuffGirl
Originally posted by: TuffGirl
Originally posted by: jmcoreymv
I wonder if the amazon credit card offers it.
I can probably find out for you. I just got an Amazon Platinum CC recently. I plan on getting my next digicam this way.:) I'll edit this post once I lookup the card terms and info thingie...
Found it online:

Visa USA | Personal | Warranty Manager | Detailed Benefits

Key answer: Warranty Manager Service offers Extended Warranty Protection coverage that doubles the free repair period under the original manufacturer's written U.S. repair warranty up to one additional year on eligible warranties of three years or less when an item is purchased entirely with your eligible Visa card.

w00t:)

That's basically what I linked to also but you don't seem to understand why I said to call.

Not all Visa cc's are eligible for their warranty manager service.

That's why I said someone who currently has an Amazon VISA cc should call and verify eligibility.
 

RossMAN

Grand Nagus
Feb 24, 2000
79,096
461
136
Ok I asked an AT'er who has an Amazon.com VISA cc to call their warranty manager number.

It DOES QUALIFY for this, as does my CitiBank Dividend Platinum Select VISA cc.
 

EXman

Lifer
Jul 12, 2001
20,079
15
81
I juse a Bank One "One card." It's a debit card but you can use it like a credit card to order items online.

NEVER NEVER Use a Debit card online... you have no protection like a CC. My friend had his bank account drained due to use of a Debit card.
 

Originally posted by: EXman
I juse a Bank One "One card." It's a debit card but you can use it like a credit card to order items online.

NEVER NEVER Use a Debit card online... you have no protection like a CC. My friend had his bank account drained due to use of a Debit card.
Not true - ALL debit cards with a Visa or MC logo have $0 fraud liability. The difference between using a debit card and a credit card though is that when someone steals your debit card number, you're ACTUALLY out the money until the bank investigates and credits your account. With a credit card, it's the bank who has the money stolen.

If you pay bills/rent/etc. it makes a big difference. But don't think that debit cards don't have protection; they most certainly DO.
 

EXman

Lifer
Jul 12, 2001
20,079
15
81
Not true - ALL debit cards with a Visa or MC logo have $0 fraud liability.

Sorry your bank is feeding you crap has nothing to do with the Visa/MC symbol on it. You're thinking of CC's that have a $50 liability limit. Some Debits have something similar.

The difference between using a debit card and a credit card though is that when someone steals your debit card number, you're ACTUALLY out the money until the bank investigates and credits your account. With a credit card, it's the bank who has the money stolen

Thanks for making my point. The money comes out of your bank account! Which means my friend bounced many checks had get the bank to investigate and was with out $3k for over 2 weeks A huge pain in the ass (not to mention affidavits countless calls to people wanting thier money and the $ charged for bouncing the checks which is NOT waived do to fraud in most cases) for a CC it is their money gone not yours you don't bounce anything and you make ONE phone call not 20. ;)