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Giant boulder crashes into house in Ohio

I like how the newscaster (who looks and sounds like a kid) introduces it with "Alright, this video is ridiculous" 😀
 
This makes me think of that home owners insurance thread. I wonder which version covers destruction by huge freaking boulder?

i imagine it would be covered under the part about trees falling on your house - whatever its called - natural shit out of your control
 
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