SquareTrade actually promises to resolve all claims, one way or another, within 5 days.
However yeah I did think of getting it directly through Dell, however they have their own issues. Their website is extremely hush-hush when it comes to extended warranty plans. They don't mention anything on their website, regarding what specific extended warranty options they offer, what their prices are, etc. All their site says is that you call a number to get those details.
I tried calling that number several times yesterday, and every time was connected to foreign sales reps in India (based on the accent). They seemed pretty vague about the details and every rep I talked to gave me a different price for the same 3 year service that I was asking for. Secondly, the more troubling issue was that when I asked them to provide me with a terms & conditions document which details exactly what will be covered in the extended warranty, they failed to provide me with one. When I said that GeekSquad and SquareTrade have their T&S documents available for customers, they kept saying that 'Dell' is a respectable brand that's 'better than others', and that I should just 'trust them'. I told them that I need to read the T&S document to know things like what classifies as an accidental damage (as I wanted ADH as well), through what procedures will Dell carry out the repairs, replacement or reimbursement, under what conditions can the warranty service get terminated, will I have to pay any deductibles or any type of other costs, what kind of damages are NOT covered, etc ... When I said things like this, they got angry and sarcastic, and told me to "search Dell's website for *whatever* it is that I'm looking for". One of them even made a sarcastic joke that maybe I'd like Michael Dell to directly call me and explain the terms and conditions .. ! YES, this really happened !
When I talked with them the second time yesterday and then hung up, the rep actually called me back to say that I should not call back as there are only 3 reps currently present in their team, so chances are I might talk to the same person again.
So a company that treats potential customers like this, I don't even WANT to know what they'll do after you've paid ! I'll trying calling on a weekday again in the hopes of speaking with an AMERICAN sales rep, but if I can only speak with those Indian dudes, no way am I dealing with Dell.
By the way, I'm a student so spending $300 ~ $400 on a warranty is serious money for me, so I want to be sure what service am I buying. This is why I wanted to read their T&S document so that there are no surprises later on if I ever need to make a claim.