Luckily, he can't, either. Given that those who can love to like they do, that would be a scary thought...
If comparing to an i5, I only spent ~$25 more for HT, so it was hardly an issue (I specified an i7-4771, but there was an E3-1230V3 deal I had missed). The i7-4790K's stock speeds make it a problem, today, because the Xeon E3-1231V3 leaves more than just a few % of performance out, compared to it (4,4.4 v. 3.4,3.8, where it used to be 3.5,3.9 v. 3.3,3.7). I decided to wait on a video card upgrade, to make it work out (I ended up under budget, but still $150+ short of a proper video card upgrade, depending on how you count add-on parts).
If you tailor your computer use to just a few games, you will not see one iota of benefit from HT on a quad core, 90% of the time; and not enough to be worth another $100 on a CPU the other 10% of the time. Just go for higher clocks, within your willingness to spend.
20? Hah, heh, haha...if only D:. Last time I recovered my FF session (I use an extension, because otherwise updates and such will overwrite it, so I see the count when it starts), it totaled over 400 tabs. Bookmarks are
so 20th century

. Chrome I don't worry about recovery of, but it's probably in the 50-80 range.