Not true for all cards. I've had problems with items I've ordered with my debit card and BofA was more than helpful in the matter. They even give me back my money immediately and then did an investigation with the company.
dabuddha
Lifer
- Apr 10, 2000
- 19,579
- 17
- 81
Hey if you're too stupid to check out it's Reseller Rating then there's not much anyone can do for ya 
That's the cool thing about my bank. First Technology Credit Union will reimburse me for crap when companies screw me over. It's happened before. I bought some knives and that company signed me up with two other companies without even telling me. I specifically asked not to be signed up with them but they did it anyway. One of those companies charged my bank account some money and First Tech gave me the money back after an explanation and proof that I was currently working with all three companies involved to get my accounts shut down with the two other companies and a promise to return money. First Tech put the money back into my account, I paid rent, then the other company put money back in. When they did, I called the lady back that I was working with to let her know that now was the time, and she took the money out again.
I guess it was kinda like a two-day loan, but it saved my butt, I wasn't charged interest or anything. I love this bank. I've been banking with them for 8 years now and wouldn't go anywhere else. I know some of the people at the closest branch pretty well. It's cool to have a bank that is local only. They have all of two branches and one ATM (that I have ever found not attached to one of the branches) and don't charge me for virtually any fees like other banks.
I guess it was kinda like a two-day loan, but it saved my butt, I wasn't charged interest or anything. I love this bank. I've been banking with them for 8 years now and wouldn't go anywhere else. I know some of the people at the closest branch pretty well. It's cool to have a bank that is local only. They have all of two branches and one ATM (that I have ever found not attached to one of the branches) and don't charge me for virtually any fees like other banks.
We all fvck up
If you want the card right now, cancel that order and goto mwave or googlegear. Good luckI don't know about the CC/MOs because I never get them from 1sttech. I always go down to Albertsons or something where they're a penny or some crap like that. Last time I checked, their rates were fair. I don't get loans, either, so I wouldn't know much about that. But their customer service and online banking ROCK. I can transfer to another member's account (any of them: savings, checking, etc) if we set it up, I can instantly transfer from savings to checking, etc., and you can even send checks to pay bills via 1sttech. I go online and tell them when to mail the check and where. That date, the funds come out of my account and a check is mailed off in my name to the place I send it - 100% free. And it doesn't have to be to a company, either. If I owe Gregg money or something, I can send him a check via 1sttech.
Customer Service is GREAT. They call me whenever large amounts are taken out of my account. They did it a few times and I asked them to keep calling whenever large purchases are made. They verify that I am who I say I am, then ask to verify that I made the purchase. Otherwise the bank shuts down the transaction. I love it. My own personal debit card security service.
You can call and do anything with the customer service rep that you can do online at their website -and that's anything. Loans. Online banking transactions. They're great.Originally posted by: GoodToGo
We all fvck up
The order is cancelled, but I won't be making another purchase. I need the money to go elsewhere.
RossMAN
Grand Nagus
- Feb 24, 2000
- 79,094
- 461
- 136
Originally posted by: FFMCobalt
I don't know about the CC/MOs because I never get them from 1sttech. I always go down to Albertsons or something where they're a penny or some crap like that. Last time I checked, their rates were fair. I don't get loans, either, so I wouldn't know much about that. But their customer service and online banking ROCK. I can transfer to another member's account (any of them: savings, checking, etc) if we set it up, I can instantly transfer from savings to checking, etc., and you can even send checks to pay bills via 1sttech. I go online and tell them when to mail the check and where. That date, the funds come out of my account and a check is mailed off in my name to the place I send it - 100% free. And it doesn't have to be to a company, either. If I owe Gregg money or something, I can send him a check via 1sttech.
Customer Service is GREAT. They call me whenever large amounts are taken out of my account. They did it a few times and I asked them to keep calling whenever large purchases are made. They verify that I am who I say I am, then ask to verify that I made the purchase. Otherwise the bank shuts down the transaction. I love it. My own personal debit card security service.
Sounds great.
Where abouts are they located?
Gregg should open an account there, making it easy to transfer money between each other.
I have too many bank accounts as it is, I don't need any more.
I actually just closed my credit union account.
Viper GTS
I actually just closed my credit union account.
Viper GTS
Originally posted by: RossMAN
Originally posted by: FFMCobalt
I don't know about the CC/MOs because I never get them from 1sttech. I always go down to Albertsons or something where they're a penny or some crap like that. Last time I checked, their rates were fair. I don't get loans, either, so I wouldn't know much about that. But their customer service and online banking ROCK. I can transfer to another member's account (any of them: savings, checking, etc) if we set it up, I can instantly transfer from savings to checking, etc., and you can even send checks to pay bills via 1sttech. I go online and tell them when to mail the check and where. That date, the funds come out of my account and a check is mailed off in my name to the place I send it - 100% free. And it doesn't have to be to a company, either. If I owe Gregg money or something, I can send him a check via 1sttech.
Customer Service is GREAT. They call me whenever large amounts are taken out of my account. They did it a few times and I asked them to keep calling whenever large purchases are made. They verify that I am who I say I am, then ask to verify that I made the purchase. Otherwise the bank shuts down the transaction. I love it. My own personal debit card security service.
Sounds great.
Where abouts are they located?
Gregg should open an account there, making it easy to transfer money between each other.
Their website has a place where you can find branch locations and stuff.
Holy christ, they're all over the place! But they're First Tech up here. Everywhere else, it's branches of the parent company.
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