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Furniture question

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Treating housing as an "investment" is one of the reasons our economy got fucked over this last round. Housing is exactly that, housing. It's shelter to keep you warm, and keep the rain off your head. It isn't a high stakes gambling device to get rich quick.

Aside from that, an apartment or condo only goes where someone decides to build it. A small house can go anywhere you want it to.

It is an investment...there is no doubting this and it's not why the economy got fucked over at all. You CLEARLY have no understanding of this.

A home is something one usually must sell at some time usually in 7-10 years most have to move for whatever reasons. One should expect a small increase in value in most areas. Something a little ahead of the rate of inflation and a little more as a prime area now gets built out and that location is desired. Building a home on a deserted island with nothing around it of value, probably won't show much increase.

A home like you are proposing will be a hard to next to impossible sale. It's like trying to sell a home with 3 bedrooms and 1 bathroom today.

No one said anything about getting rich quick.

Also property cost is really the driving factor in most construction. Also not all neighborhoods (HOA or not) will allow certain structures to be constructed.
 
It is an investment...there is no doubting this and it's not why the economy got fucked over at all. You CLEARLY have no understanding of this.

Jesus Fuckin' Christ! I don't know how you've gone the last 10 years with your eyes closed, but I suggest opening them. That thinking, and all the other retards that think the same way is EXACTLY what fucked us over, and is large factor in the decline of the empire. Greed from top to bottom in this country has done us in, and we've had one of the shortest runs in history for a "successful" civilization :^S
 
beds like that work in small college dorms to gain more floor space, i couldn't see using one after that unless you live someplace thats extremely tight on space
 
I've been digging the idea of minimal pocket houses lately. That's the first thing I thought of when I saw that, That would be perfect for one of those setups.
I'd think you'd be better off getting dual-purpose furniture, like a day bed or futon, and using the ceiling space for storage.

even if the bed was made out of solid steel, I don't think I'd feel comfortable having sex in a loft bed.
 
I'd think you'd be better off getting dual-purpose furniture, like a day bed or futon, and using the ceiling space for storage.

even if the bed was made out of solid steel, I don't think I'd feel comfortable having sex in a loft bed.

Not feel comfortable? Pssh... Your goal should be to break it!
 
Jesus Fuckin' Christ! I don't know how you've gone the last 10 years with your eyes closed, but I suggest opening them. That thinking, and all the other retards that think the same way is EXACTLY what fucked us over, and is large factor in the decline of the empire. Greed from top to bottom in this country has done us in, and we've had one of the shortest runs in history for a "successful" civilization :^S

If ATOT is on their game, lxskllr might be on his way to some self ownage.. Care to throw in your "explanation" of the financial crisis to complete the demonstration?

EDIT: So I guess my post wasn't very nice or helpful, so here's a few extra thoughts. The financial crisis was very complex, and ANY correct description of a cause is just that - one of many causes. None of them is "EXACTLY what fucked us over." For a glimpse at several, see http://en.wikipedia.org/wiki/Causes_of_the_financial_crisis_of_2007%E2%80%932010

In addition, thinking of a house as an investment is not fundamentally wrong at all. Sure, the primary purpose of almost every house purchase is (and probably should be) for living in. But that doesn't change the fact that a house costs often multiples (on average 3 point something iirc) of a typical person's salary. Because people frequently have to move or sell their house for whatever reason, caring about what price, or what distribution of future prices since future prices are uncertain at any given point in time, is not only NOT the root problem, but absolutely a correct thing to do. To spend that much money on a house (or any product) that you think you have a chance of selling in the future without considering if you will make/lose money on such an investment is clearly less rational than taking the time to consider the soundness (or riskiness!) of the investment.

On the other hand, speculative housing purchases, especially when financed overly aggressively with debt, can of course pose a larger risk of insolvency, default, etc, which did indeed contribute to the crisis. But that is

1. different from what you posted
2. not at all the root or only cause of the financial crisis
 
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I agree - it's a stupid use of space. Better off getting mixed use furniture like a futon/day bed and putting up loft storage instead. You could also look into getting a normal bed with some sort of underbed storage for clothing (and thus avoid having to get a dresser).
 
1. different from what you posted
2. not at all the root or only cause of the financial crisis

I got about 2 paragraphs in replying to your initial post, and just bailed on it. All I would have gotten for my effort is a TL/DR, and a bunch of partisan horseshit.

I didn't claim mishandling housing was the only cause of the latest depression(let's call it what it really is), but it's a symptom, and expression of a greater problem, and mindset in this country. I'm just gonna leave it at that, because nobody's changing anyone else's mind here, and I have more productive/fun things to do with my time, than engage in an online pissing match ;^)
 
ok what about one of these

loft-storage-bed.jpg
 
the bottom pulls out to a bed too in case I ever have a lady visitor


that way when shes asleep I can jack it over the side of the bed...


bombs away!
 
Jesus Fuckin' Christ! I don't know how you've gone the last 10 years with your eyes closed, but I suggest opening them. That thinking, and all the other retards that think the same way is EXACTLY what fucked us over, and is large factor in the decline of the empire. Greed from top to bottom in this country has done us in, and we've had one of the shortest runs in history for a "successful" civilization :^S

Well first I have worked in the mortgage industry since 1983, second bought my first home at 23 in 1994.

I'd suggest you move to some non-capitalist nation as you have no fucking clue.

What fucked the economy is really too complicated for a simple thread. Some of it was one group selling a property on paper to another for a comp, some was including a pool and $50k vehicle with a sale, some was the non-verification loans, some was no money down, and some was the interest-only loan.
 
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