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Fun at the Nissan dealership!

A

amdforever2

Golden Member
Trading in my 2004 Cavalier with 18K miles, every option except sunroof, spoiler, alloy wheels, and automatic, buying a 2004 Sentra with everything their best numbers were....


$476 for 72 months.

$34,272.

That's out the door of course. After tags, and negative equity being dealt with.

I walked out. They didn't even try.

My current payment is $278 for 55 more months.
 
Holy poor money management!

Trading in a 2k4 car with one of the worse depreciation rates in the industry? Bad bad bad move.
 
Originally posted by: vi_edit
Holy poor money management!

Trading in a 2k4 car with one of the worse depreciation rates in the industry? Bad bad bad move.
Click to expand...

oh its great! well for the dealer and finance company anyway.

Every time people post crap like this it amazes me. sheesh.
 
Originally posted by: vi_edit
Holy poor money management!

Trading in a 2k4 car with one of the worse depreciation rates in the industry? Bad bad bad move.
Click to expand...

Especially when you've only had it how long? 18 months? Did you really get a 6-year note on a CAVALIER?! :shocked:
 
The fact that you financed a Cavalier for LONGER than 48 months (hell, I'd never go for terms longer than 36 months on a sh!tbox like that) is the real stupidity here. And now you're trying to TRADE in a 2004? :roll:

EDIT: and $278 * 55 months means you've still got $15,290 to pay on your Cavalier!?!?! WTF is your problem...there is no reason you should be paying ANY more than $10K for a piece of crap like that. What's your APR?

You're a moron.
 
Originally posted by: Jzero
Originally posted by: vi_edit
Holy poor money management!

Trading in a 2k4 car with one of the worse depreciation rates in the industry? Bad bad bad move.
Click to expand...

Especially when you've only had it how long? 18 months? Did you really get a 6-year note on a CAVALIER?! :shocked:
Click to expand...

18 months? He looks like only had it a week or he never made a payment for those 18 months.
 
Originally posted by: jumpr
The fact that you financed a Cavalier for LONGER than 48 months (hell, I'd never go for terms longer than 36 months on a sh!tbox like that) is the real stupidity here. And now you're trying to TRADE in a 2004? :roll:

EDIT: and $278 * 55 months means you've still got $15,290 to pay on your Cavalier!?!?! WTF is your problem...there is no reason you should be paying ANY more than $10K for a piece of crap like that. What's your APR?

You're a moron.
Click to expand...

There's a lot of love in ATOT these days.

😀
 
Originally posted by: Squisher
Originally posted by: Jzero
Originally posted by: vi_edit
Holy poor money management!

Trading in a 2k4 car with one of the worse depreciation rates in the industry? Bad bad bad move.
Click to expand...

Especially when you've only had it how long? 18 months? Did you really get a 6-year note on a CAVALIER?! :shocked:
Click to expand...

18 months? He looks like only had it a week or he never made a payment for those 18 months.
Click to expand...

Maybe had a 5-year loan and only had it 6 months, but that seems even more ludicrous - both that he drove 3000 miles a month and is now trying to trade in a car with absurdly high mileage and low value retention after just 6 months.

:shocked:x2
 
I really do hope that is canadian. My parents got my sister a 2004 sentra 1.8se for a walk out price of just under 14 grand. Didnt have to much added to it except glass tint and keyless entry. Automatic and paid all at once btw.
 
Its kind of hard to have only 18K miles in 17 months so I'm guessing he had it for 6 months and bought a slightly used car. Although driving 18K miles in 5 months is not out of the question.

So the question here is if he financed it $278 @ 60 or 72 months.
$20,016 or $16680
If I had to guess, he bought a lightly used car and financed it $278@60.

He owes $15,290 left.....even if he sell it and took a loss....say $4K, that Sentra still would be over $30K.
Are those Nissan dealers on drug ???
Or is your credit that bad ??
 
I'm sorry but what kind of idiot sells a car after less than a year's worth of ownership when he still owes pretty much everything on it? No wonder people are such in horrible financial shape.
 
Originally posted by: CTrain
Its kind of hard to have only 18K miles in 17 months so I'm guessing he had it for 6 months and bought a slightly used car. Although driving 18K miles in 5 months is not out of the question.

So the question here is if he financed it $278 @ 60 or 72 months.
$20,016 or $16680
If I had to guess, he bought a lightly used car and financed it $278@60.

He owes $15,290 left.....even if he sell it and took a loss....say $4K, that Sentra still would be over $30K.
Are those Nissan dealers on drug ???
Or is your credit that bad ??
Click to expand...

No he is on drugs for trying to trade a almost new domestic econobox he is %33 upsidedown on! When I sold cars I hated to even fart around with people who want to trade their "new car" they just spent too darn much on for something newer. Unless they wanted a demo and I could "Show them" $2k more than their car was worth ACV they'd have a hissy. And I wasted my time.

Don't trade your Newly financed new car!
 
so you try to sell a car you don't own yet (likely worth far less than you owe) and buy another with money you don't have... and you're upset when they don't just get down on their knees and beg you to take their car? next time you want to buy something, try coming in with the money to pay for it. it never fails.

any bets on how many years before we start seeing "OH NOEEESSS! TEH BANKRUPTCY!!11!" posts from this guy?
 
Originally posted by: rpbri2886
MY girlfriend drives a 2000 cavalier and its not a bad car. So dont go knocking the cavalier buddy 😀
Click to expand...

No, its not a bad car per se, but given the terms of the OP's loan he paid WAAAAAAAAY too much for it.
 
Originally posted by: NutBucket
Originally posted by: rpbri2886
MY girlfriend drives a 2000 cavalier and its not a bad car. So dont go knocking the cavalier buddy 😀
Click to expand...

No, its not a bad car per se, but given the terms of the OP's loan he paid WAAAAAAAAY too much for it.
Click to expand...

You would be nuts to try to trade in ANY car after such a short period of time .Unless you put a sizeable down payment on it, there is NFW you could be rightside-up on the loan.
 
Originally posted by: amdforever2
Trading in my 2004 Cavalier with 18K miles, every option except sunroof, spoiler, alloy wheels, and automatic, buying a 2004 Sentra with everything their best numbers were....


$476 for 72 months.

$34,272.

That's out the door of course. After tags, and negative equity being dealt with.

I walked out. They didn't even try.

My current payment is $278 for 55 more months.
Click to expand...

you == dumbo!
 
Originally posted by: jumpr
The fact that you financed a Cavalier for LONGER than 48 months (hell, I'd never go for terms longer than 36 months on a sh!tbox like that) is the real stupidity here. And now you're trying to TRADE in a 2004? :roll:

EDIT: and $278 * 55 months means you've still got $15,290 to pay on your Cavalier!?!?! WTF is your problem...there is no reason you should be paying ANY more than $10K for a piece of crap like that. What's your APR?

You're a moron.
Click to expand...

Hey, I'll put my shitbox up against any other econo car out there. You find me a brand new car that can match what I got for $13,000 and we'll talk.
 
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