I've bought several used cars and have never needed to submit photos for full (comprehensive) coverage. I think the OP is much mistaken.
ZV
I've bought several used cars and have never needed to submit photos for full (comprehensive) coverage. I think the OP is much mistaken.
ZV
Yes I had to do this last week with Geico.
Bought a used Mazda 3 and initially just transferred my existing liability insurance to it at the dealer. A day or so later I got onto Geico's site to get comprehensive and collision coverage added. After I submitted it, I got an email saying I needed a Carco photo inspection. So within a few days I got the inspection (free) and faxed the receipt and now I have full coverage.
What? I've never heard of this. I've never had anyone even look at, let alone take pictures of my car. Though, I have heard State Farm usually wants to look at the car.
I signed up with Progressive online, and that was that.
My family has been with State Farm since before my parents were born and none of us have ever been asked for photos of a car we were trying to insure. (Hell, my father has had the same agent since he learned to drive.) This includes the time I bought a car from out-of-state that didn't have a title anymore.
If I had to guess, there must be some flag coming up that is causing some people to need photos because the insurance company believes they're more of a risk. Perhaps they're only required for people who are below a certain credit score or something?
ZV
I've bought several used cars and have never needed to submit photos for full (comprehensive) coverage. I think the OP is much mistaken.
ZV
Ive never had photos of mu car taken to get insirance. Then again, i've never bought a used car so maybe it is different.
Yes. The company was Carco, but they list places in your area that actually do it. In my case, there was several used car lots, a performance/custom audio place, etc.So an outside company inspected the car? I am looking at something right now but the car has been modified (ricer) somewhat. I'd hate to take photos of it...lol
Yes. The company was Carco, but they list places in your area that actually do it. In my case, there was several used car lots, a performance/custom audio place, etc.
I think it's just something Geico requires (edit: looks like a state thing)? My credit isn't amazing but it has no issues, and the car is no a salvage title.
Anyway, it took 5 min for paperwork and 2 min to take the pictures (they do everything) and was free. So if it is required for you, I don't see any issue with it.
It makes sense really. Otherwise, someone could buy a used car for cheap because it had damage, but if the damage to it that was not reported by its VIN #, the person could turn around and make a claim and get it fixed.