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Friend asks for $500 loan

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OK I just told him (via IM) that my official answer is "no," and that he should either get a cash advance, or ask his parents. He said "alright im sorry." I guess he is a good friend for not getting pissed.
 
I lent an ex-gf several thousand dollars to pay off her credit card debt and some medical bills. We'd dated for aqbout 2.5 years at that point. We broke up after 5 years, and I never saw a dime of my money, even though we had a written loan agreement. It became an issue in our relationship, whereby she owed me a lot of money, but was not cutting back on any of her spending habits in order to make any repayment. Like others said, it's a good lesson to be learned that money lent to friends is best assumed a gift, even if both parties have the best intentions of paying it back. Time changes a lot of things...
 
WTF, his dad called me asking where his son went. Apparently he borrowed $500 from his ex and completely disappeared. His ex can't find or get a hold of him. I'm glad I didn't loan him $500.
 
Originally posted by: gamepad
WTF, his dad called me asking where his son went. Apparently he borrowed $500 from his ex and completely disappeared. His ex can't find or get a hold of him. I'm glad I didn't loan him $500.
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How is going somewhere in the same day classified as completely disappearing? Maybe he's just out taking care of some business, or paying off Vinney the leg breaker.

Gambling problem?
 
Originally posted by: compuwiz1
Originally posted by: gamepad
WTF, his dad called me asking where his son went. Apparently he borrowed $500 from his ex and completely disappeared. His ex can't find or get a hold of him. I'm glad I didn't loan him $500.
Click to expand...


How is going somewhere in the same day classified as completely disappearing? Maybe he's just out taking care of some business, or paying off Vinney the leg breaker.

Gambling problem?
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:thumbsup:
 
If he took the cash and disappeared it sounds to me like he owes someone some money, espeically if he won't say what the money is for. This probably won't be the last time that he gets into a financial jam. Be glad that he doesn't think you'll be the one to bail him out all the time.
 
I lent out $1k to my friend the other day and got paid back in a month.

I have a $30k line of credit with a friend at 6.5% interest.

You guys must have really shtty friends.

and it sounds like he has a gambling problem.
 
Yeah, taking off for a few hours doesn't sound much like disappearing...

Anyway, I know a few people I might lend that amount of cash to, but there are plenty I wouldn't. If you're that skeptical of him, it's probably best that you didn't.
 
If a 20 year old can't get their paws on $500 out of desperation (without hitting up a friend), that's sad. Heck, cash advance on a credit card.
 
Originally posted by: Skoorb
If a 20 year old can't get their paws on $500 out of desperation (without hitting up a friend), that's sad. Heck, cash advance on a credit card.
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At 20 I couldn't get a credit card. Student, salary of $22,000, lived in a HIGH income home, gas card, nothing. I just couldn't get it.
 
Originally posted by: NuclearNed
If you give it to him, you will never see that money again.

Trust me, I was burned by a former friend in exactly the same situation when I was about your age.
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agreed. if you know that is cannot handle financial situations well, dont loan him the money!
 
Originally posted by: bonkers325
Originally posted by: NuclearNed
If you give it to him, you will never see that money again.

Trust me, I was burned by a former friend in exactly the same situation when I was about your age.
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agreed. if you know that is cannot handle financial situations well, dont loan him the money!
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Bonkers, aka Kenny, how are you? long time no see. 🙂

 
my personal rule is that i don't loan money to friends. period. i've seen too many friendships ruined over a few bucks, not worth it. for my family, if they need money and i could spare it, i would just give it to them.
 
Originally posted by: gamepad
Update: I told him no, and he didn't seem upset. All is well (for me at least).

Update #2: WTF, his dad called me asking where his son went. Apparently he borrowed $500 from his ex and completely disappeared. His ex can't find or get a hold of him. I'm glad I didn't loan him $500.
Click to expand...

:Q
 
I've got a buddy who owes me around $500, and yes I could really use that money back right now. When I lent it to him he needed it and I didn't have a problem helping him out as he has been a helpful person to me.

Cut scene to 3 months later and he's in detox for oxycontin... assuming I won't be seeing any cash any time soon.
 
Originally posted by: The Stig
I've got a buddy who owes me around $500, and yes I could really use that money back right now. When I lent it to him he needed it and I didn't have a problem helping him out as he has been a helpful person to me.

Cut scene to 3 months later and he's in detox for oxycontin... assuming I won't be seeing any cash any time soon.
Click to expand...

At least, not until he gets to the part of the 12 step program, where you make amends to people you have hurt. 🙂

 
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