free iPod mini from Citibank by opening a regular checking account

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usernamemax20charact

Platinum Member
Dec 23, 2003
2,863
0
0
Good deal for those who don't have and need a checking account....

link or call 1-800-374-9500.

Mention offer code CD29


How to apply:

Get your money rockin? n rollin? with Citibank ® EZ Checking account today. Just follow these 3 easy steps, it will only take a few minutes.

1. Simply apply for a Regular Checking account with the Citibank® EZ Checking pricing package ? it?s FREE with Direct Deposit.

2. Fund your account with $2,500.

3. Pay 2 bills online each month for 12 consecutive calendar months at citibankonline.com. You will receive your iPod Mini. after you pay your first 2 bills online at citibankonline.com. Remember Online Bill Payment is FREE at Citibank.


No minimum daily balance if you have Direct Deposit. Otherwise, a $1,500 minimum deposit amount is required to avoid monthly fees, which are ~ $7.
 
S

sat4fun

Senior member
May 29, 2002
999
0
0
Persons who have previously qualified for a promotion award from Citibank, non-U.S. residents and persons under 18 years of age are not eligible.
 
aphex

aphex

Moderator<br>All Things Apple
Moderator
Jul 19, 2001
38,572
2
91
Anyone know what the minimum monthly balance is?
 
J

JeffreyLebowski

Lifer
Aug 23, 2000
15,509
1
81
Minimum monthly balance= $2500. "Fund your account" sounds a lot like "must have a minimum of " .

Seriously, why would they give you a $300 ipod for depositing $2500 and you could just pull it all the next day, and they make no interest to pay for that ipod the just bought for you with your own money.
 
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NuNuNYC

Senior member
Jan 6, 2004
429
0
0
if you forget to pay a minimum of 2 bills a month, your checking account will be deducted an amount of $249.95 without consent from you. As described below:

IMPORTANT: By submitting an application pursuant to the Offer Details below for Promo Code CD29, you acknowledge and agree that: (i) the satisfaction of all the terms and conditions of the Offer is required in order to qualify to receive and keep the Apple iPod® mini and, (ii) if, for any reason, you fail to satisfy all requirements of the offer, you agree to reimburse Citibank in the sum of $249.95, the retail price of the iPod® mini, and (iii) you authorize Citibank to set off and deduct such sum from any account you may have with Citibank and any of its affiliates without first trying to obtain payment through any other means.

 
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saltedeggman

Diamond Member
Jan 7, 2001
3,775
0
0
Originally posted by: NuNuNYC
if you forget to pay a minimum of 2 bills a month, your checking account will be deducted an amount of $249.95 without consent from you. As described below:

IMPORTANT: By submitting an application pursuant to the Offer Details below for Promo Code CD29, you acknowledge and agree that: (i) the satisfaction of all the terms and conditions of the Offer is required in order to qualify to receive and keep the Apple iPod® mini and, (ii) if, for any reason, you fail to satisfy all requirements of the offer, you agree to reimburse Citibank in the sum of $249.95, the retail price of the iPod® mini, and (iii) you authorize Citibank to set off and deduct such sum from any account you may have with Citibank and any of its affiliates without first trying to obtain payment through any other means.
Click to expand...

too much of a trouble?
 
Q

QTPie

Golden Member
Dec 30, 2001
1,813
1
81
*** Citibank® EZ Checking account is free of monthly maintenance fees and per-check fees with a monthly direct deposit; otherwise the account is subject to these fees when minimum balance requirements are not met. Charges for other account-related services apply.
 
S

sat4fun

Senior member
May 29, 2002
999
0
0
Originally posted by: QTPie
*** Citibank® EZ Checking account is free of monthly maintenance fees and per-check fees with a monthly direct deposit; otherwise the account is subject to these fees when minimum balance requirements are not met. Charges for other account-related services apply.
Click to expand...

Thanks. I said that also.

I reveived my free $150 a year are so ago by funding $1500 and adding DD to avoid fees. I went well below the $1500 average daily balance.
 
J

JafCo

Senior member
Mar 28, 2001
461
0
0
HOT. Thanks. $2500 "tied up" for a $250 Ipod mini. 10% for a year seems hot to me.
 
T

timswim78

Diamond Member
Jan 1, 2003
4,330
1
81
Seems like a great deal for anyone who can do this. I am just curious as to what bills I could pay with it. My mortgage bill MUST come out of my other account. Maybe I could pay my credit card and cell phone....
 
magnux

magnux

Platinum Member
Sep 12, 2002
2,713
0
76
Originally posted by: JafCo
HOT. Thanks. $2500 "tied up" for a $250 Ipod mini. 10% for a year seems hot to me.
Click to expand...

I don't see where it's being "tied up". From what it sounds like, you just need $2500 to open the account. The only "tie" you now have to CitiBank appears to be simply paying 2-bills online per month. I don't see where it states you must keep a minimum of $2500 in the bank at all times. Plus, provided you have Direct Deposit, there are no maintenance fees.

Someone please correct me if I'm wrong. This sounds hot, I think I might just go ahead and do this sometime this week.

** Edit **

Just checked all the fine print:

* IMPORTANT: By submitting an application pursuant to the Offer Details below for Promo Code CD29, you acknowledge and agree that: (i) the satisfaction of all the terms and conditions of the Offer is required in order to qualify to receive and keep the Apple iPod® mini and, (ii) if, for any reason, you fail to satisfy all requirements of the offer, you agree to reimburse Citibank in the sum of $249.95, the retail price of the iPod® mini, and (iii) you authorize Citibank to set off and deduct such sum from any account you may have with Citibank and any of its affiliates without first trying to obtain payment through any other means.

**OFFER DETAILS: This Offer is not available at Citibank Financial Centers. To receive this Offer, you must: (1) open and fund a Regular Checking account online with the Citibank® EZ Checking account package with an initial deposit of at least $2,500 by 12/31/2004; and (2) pay two bills online at www.citibankonline.com beginning no later than the first full calendar month after the account is opened and during each of the following eleven consecutive calendar months. To "pay" a bill online means that funds are debited from your account during the applicable time period. The Apple iPod® mini will be shipped to you within 90 days of the end of the statement period in which the first two bill payments appear. Account must be in good standing at the time the iPod® mini is shipped. The Apple iPod® mini provided by Citibank will be available in two colors (silver and blue.) Citibank reserves the right to ship the Apple iPod® mini in a color of it?s choosing.

All accounts are subject to approval. Taxes, if any, are the responsibility of the customer. One offer per customer. Offer only available for first-time Citibank checking/deposit account customers. A customer may qualify to receive the award under the promotion code selected only. Persons who have previously qualified for a promotion award from Citibank, non-U.S. residents and persons under 18 years of age are not eligible. Offer may be modified or withdrawn at any time without notice and is not transferable. If a sufficient number of Apple iPod® minis are not available to it, Citibank reserves the right to satisfy its obligation under this Offer by providing a different portable music player of equal or greater value in its place.

*** Citibank® EZ Checking account is free of monthly maintenance fees and per-check fees with a monthly direct deposit; otherwise the account is subject to these fees when minimum balance requirements are not met. Charges for other account-related services apply.
Click to expand...

I don't see anywhere where it says you must keep a minimum monthly balance. You can open the account with $2500, then remove it. You just need to fund the account enough to pay the 2 monthly bills (and maintenance charges, if you don't use direct deposit).
 
F

fornax

Diamond Member
Jul 21, 2000
6,866
0
76
If you have $2500 lying around, it's a good deal. But I don't think I'm going to go throught the trouble of changing my direct deposit from work just for a lousy mini-iPod.
 
J

JafCo

Senior member
Mar 28, 2001
461
0
0
I'm pretty sure that it's either (a) keep Direct Deposit or (b) keep the cash in there to avoid monthly fees. You don't need both.
 
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NuNuNYC

Senior member
Jan 6, 2004
429
0
0
You should speak to a Citibank representative, there's more than meets the eye and what's posted at their site =D
 
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