Chuck,
You definately need a fan mounted on the heatsink, but you can usually get by with less airflow (rpm/noise) if you are not over-clocking.
Check w/some of the web sites that sell coolers and fans, you can probably just order the YS Tech fan that comes on the FOP32 directly from GlobalWin.
The only difference between the FOP-38 and the FOP-32 is the fan speed.
Check around the local pc stores where you live, especially the smaller ones, someone has to have 60mm 3-pin fans for sale.
Also, you may want to add a rear case fan to your pc, if you have the grill/mounts already there.
Usually the front case fan will suck air in (intake) and the rear fan will blow out (exhaust).
You can sometimes find a very cheap brand hsf for sale and just remove and use the fan on your hs.