Hey all, I'm looking for some advice here. I've got my 2 year associates degree, took a few months off and was planning on going back to school this fall. I've run into a snag though. Due to my prior performance (didn't like my program, left it hence a few months off as i changed majors) I'm no longer eligible for any student aid (federal loans/aid, fafsa, etc) until I can get some more passed classes/semester ratio up.
Currently my living expenses total about 900-1000 a month. School is going to wind up costing about 6-8k a year for summer, fall, and spring courses and books. I figure in a year I'll need 19k to live. I've been working full time and will try to continue that, but it just barely pays my bills now so I suspect I'll be cutting back to like 20-25 hours a week. I figure I'll be in a deficit of about 13-14k a year perhaps and need a student loan.
My father will co-sign for credit with me if needed, but of course I would prefer that he not half to. I checked out citibanks offerings, and the maximum amount of their loan is that of your school costs.
Do you guys have any places that you would recommend I look for a loan like this? Will I be able to even get a loan like this not only this year but next year too? If not I guess its time for me to move and find somewhere that will pay me more than $7 an hour so I can afford to go to school at least part time too.
Currently my living expenses total about 900-1000 a month. School is going to wind up costing about 6-8k a year for summer, fall, and spring courses and books. I figure in a year I'll need 19k to live. I've been working full time and will try to continue that, but it just barely pays my bills now so I suspect I'll be cutting back to like 20-25 hours a week. I figure I'll be in a deficit of about 13-14k a year perhaps and need a student loan.
My father will co-sign for credit with me if needed, but of course I would prefer that he not half to. I checked out citibanks offerings, and the maximum amount of their loan is that of your school costs.
Do you guys have any places that you would recommend I look for a loan like this? Will I be able to even get a loan like this not only this year but next year too? If not I guess its time for me to move and find somewhere that will pay me more than $7 an hour so I can afford to go to school at least part time too.
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