Filling out applications to rent an APT

[gregshin]

I get kinda nervous when the applications ask for my personal bank and credit information. They want the account #s to my bank accounts and credit cards...should i be nervous?

 

[gigapet]

just dont show them pictures of you when you dress up like a girl. you'll be fine.

 

[imported_LoKe]

Is it a reputable place?

EDIT : They have to do credit checks.

 

[Heisenberg]

Hmm...I've never had to put bank or credit card account numbers on applications. I suppose it probably depends on where you live though.

 

[kalster]

bad credit?

 

[meltdown75]

don't lie, you're nervous because you want to grow weed in the closet.

 

[733SHiFTY]

Originally posted by: meltdown75
don't lie, you're nervous because you want to grow weed in the closet.

lol, most definetly...

 

[robothouse77]

no, they're just doing that to make sure that you won't squat for 3 months, wait for an evict notice for 3 months, in effect getting 6 months of free rent

 

[Suspicious-Teach8788]

Um. They dont need to do that. They ask for SSN which is typical. With your SSN they can already pull credit reports. I'm a college student and then we had to provide income verification (i.e. W2) so I asked my parents for that because they would be paying anyways. Experian credit reports dont require all that junk about CC#s, Bank #s, etc... I think thats a bit suspicious

 

[Sphexi]

Ask them why they need the info, and ask for an information disclosure form of some sort. If they're doing credit checks they should have something that explains how/what they do with your info, and how they store it if they do. I filled out an app for an apartment when I was 21 just out of college, never had to put in that info, just references and a deposit for first month and last month rent.

 

[Wooglin]

I have rented from 5 different apartments over the past 5 years, and each application had the information on it, but I was not required to fill it out. Either they told me that up front, or I told them I didn't want to release it and they said fine.

Every time I did fill out a credit check and that was all they needed.

 

[gregshin]

Originally posted by: Wooglin
I have rented from 5 different apartments over the past 5 years, and each application had the information on it, but I was not required to fill it out. Either they told me that up front, or I told them I didn't want to release it and they said fine.

Every time I did fill out a credit check and that was all they needed.

Yeah its for a credit check which i dont mind them doing...but asking for my credit card and bank account #'s with the name of the bank gets me feeling abit uneasy

 

[Homerboy]

they dont need that info for a credit check.
They don't even need your SSN for credit checks. If you're putting down that info, your taking a gamble IMHO. Credit checks can be done with FULL name, last valid address, birthdate etc.

Edit: Please note, I work at a collection agency and run weekly credit check patches on debtors

 

[AStar617]

Yes, anything more than SSN# is not needed and very shady IMO.

 

[Saint Nick]

i wouldn't trust them.

 

[Wapp]

If you need a reference you can put me down.