Update:
My insurance paid $5400 for the property damage, plus $500 for the deductible and $400 for loss of use from the other person's insurance. I have been seeing a chiropractor 3x a week to lessen the pain in the neck and back and icing it because even after a month it still hurts and is pretty stiff. The police report came out and showed that the other driver was completely at fault, and that she admitted it.
Interesting points about the police report:
-She was 17 with a provisional driver's license but the provision doesn't allow night driving
-She broke 10pm curfew by being out at 1am
-She broke a provision by having an underage passenger, also 17yo
-She didn't have adult supervision while driving
-She was cited on the scene
-I have two witnesses, one of whom is an on-duty police lieutenant
-And she admitted she tried to stop at red but couldn't
I was lucky to have so many things that will help my case but I'm even luckier to have my life. If I didn't see her in that split second to slam the accelerator as I did, things would have turned out differently; she would have hit my driver door instead of the rear driver-side one. A week later, I read on the newspaper of some woman who turned a similar left turn and some one rammed into her driver door and killed her. My case could have easily turned into that sad tale.