Ruptga
Lifer
How about incompetent, easily-bought idiots, as well as former industry executives who are now regulating their old friends?
That's actually pretty close to my opinion, so I'm not going to argue with it. What I take issue with are simple-minded people that require "simple" answers, like there being just one vast conspiracy, like this is some comic book world we live in. Reality tends to be a lot more petty and chaotic than that.