fat people should pay more for health insurance

[compuwiz1]

Originally posted by: BlahBlahYouToo

Originally posted by: krunchykrome
will you stfu already with the fat people threads

are you compensating for something?[/Q]

no, as a matter of fact, i think i'll continue to make fat threads.


🙂

Probably low dickesteem :laugh:

 

[magomago]

Originally posted by: Blackjack200

Originally posted by: BlahBlahYouToo

Originally posted by: jonks
so should people genetically predisposed to cancer. i mean, they're likely to cost more in the long run.

/gattica

you can control your weight and eating habits.

Then they should also charge more for those who are not in good overall physical condition. In fact, during underwriting, they should check your 2 mile, your squat, and your bench press. You control these things too.

Insurance underwriting has nothing to do with what you can control. It has to do with your risk factors. Go try to get life insurance if you have sickle cell disease.

Yeah I'd rather them check that than simply go off weight. I got a gut and some man boobs cause I eat more (and sometimes make bad decisions lol), but I can haul ass on runs, swim further and faster, lift more weights, and probably have way more volume capacity than skinny people who sit on their ass all day while eating less.
You want to measure it, don't rely on raw size and BMI (which is inherently bs). Go and test body fat, measure aerobic exercise performance and ability to lift simple static weights.
Even those with genetic disposition to be bigger can still train themselves to run a mile, lift weights, and increase their tidal volumes. You can still have a gut and be healthy.
You can have no gut and be unhealthy

 

[OCGuy]

Originally posted by: timcheng00
Fat people do actually use less health care over the span of their (shorter) lives

http://www.slate.com/id/2184475/

:roll:

 

[OCGuy]

Put the fucking cheeseburger down.

 

[nageov3t]

Originally posted by: OCguy
:roll:

a well reasoned and argued rebuttal, A+ would read again

 

[BlahBlahYouToo]

Originally posted by: Blackjack200

Originally posted by: BlahBlahYouToo

Originally posted by: jonks
so should people genetically predisposed to cancer. i mean, they're likely to cost more in the long run.

/gattica

you can control your weight and eating habits.

Then they should also charge more for those who are not in good overall physical condition. In fact, during underwriting, they should check your 2 mile, your squat, and your bench press. You control these things too.

i'm all for this. glad you brought it up.
:thumbsup:

 

[polarmystery]

Originally posted by: loki8481

Originally posted by: timcheng00
Fat people do actually use less health care over the span of their (shorter) lives

http://www.slate.com/id/2184475/

:thumbsup:

the analysis in PLoS Medicine revealed that lifetime health expenditures were highest for healthy-living people of optimum weight.

crap

 

[SP33Demon]

Originally posted by: Blackjack200

Originally posted by: BlahBlahYouToo

Originally posted by: jonks
so should people genetically predisposed to cancer. i mean, they're likely to cost more in the long run.

/gattica

you can control your weight and eating habits.

Then they should also charge more for those who are not in good overall physical condition. In fact, during underwriting, they should check your 2 mile, your squat, and your bench press. You control these things too.

Insurance underwriting has nothing to do with what you can control. It has to do with your risk factors. Go try to get life insurance if you have sickle cell disease.

And if you have an unusually high BMI you're absolutely a "risk factor". I'm a healthy young male and I pay the same rate for health insurance as my fatass coworkers. Why the fck am I being penalized with rising premiums every year because of their medications and surgeries? The OP is right, and we should at least receive a discount on health insurance like good drivers do for auto insurance. The sad fact is that if you're using your company's health insurance, your rising rates are partly due to your fat coworker who can't put the donuts down.

 

[OCGuy]

Originally posted by: loki8481

Originally posted by: OCguy
:roll:

a well reasoned and argued rebuttal, A+ would read again

From the quote above:

"Obese people spent an extra $1,429 per year, or 42 percent more, for medical care in 2006 than did normal weight people, the researchers said. Most of that was spent on prescription drugs."


Fat people are a risk to insurers. Not only do they have to pay with low self esteem and general disdain from society, they have to pay with a low quality of life. They should have to pay out of the pocketbook as well for the lack of self control.

 

[theeedude]

Originally posted by: nick1985

Originally posted by: senseamp
We should get rid of health insurance, and have Medicare for all.

Thanks for the laugh :laugh:

The only people laughing are CEOs of foreign companies enjoying watching their American competitors burdened with runaway health care costs.

 

[Miramonti]

Originally posted by: timcheng00
Fat people do actually use less health care over the span of their (shorter) lives

http://www.slate.com/id/2184475/

Interesting. Thinner people appear to actually cost more in the long run.

How about retarded people? It would be interesting to see what kind of drain the OP is on the system.

 

[nageov3t]

Originally posted by: SP33Demon

Originally posted by: Blackjack200

Originally posted by: BlahBlahYouToo

Originally posted by: jonks
so should people genetically predisposed to cancer. i mean, they're likely to cost more in the long run.

/gattica

you can control your weight and eating habits.

Then they should also charge more for those who are not in good overall physical condition. In fact, during underwriting, they should check your 2 mile, your squat, and your bench press. You control these things too.

Insurance underwriting has nothing to do with what you can control. It has to do with your risk factors. Go try to get life insurance if you have sickle cell disease.

And if you have an unusually high BMI you're absolutely a "risk factor". I'm a healthy young male and I pay the same rate for Health Insurance as my fatass coworkers. Why the fck am I being penalized with rising premiums every year because of their medications and surgeries? The OP is right, we should at least receive a discount on health insurance like good drivers do for auto insurance. The sad fact is that if you're using your company's health insurance, your rising rates are partly due to your fat coworker who can't put the donuts down.

if it can be proven that fatties ultimately cost less in the long run, shouldn't they be rewarded for killing themselves and saving the insurance company money, while the healthy people who grow old and lean on insurance and decades upon decades of old age and age-related problems get punished for abusing the system and not dying early like the fatties were kind enough to do?

 

[MikeMike]

should also charge those who have a past history of long life in their families more because the older you get, the more you cost...

p.s. id be fucked: 104 year old great grandmother who passed away, 93 year old grandfather, 88 year old grandmother...

damn

 

[SP33Demon]

Originally posted by: loki8481

Originally posted by: SP33Demon

Originally posted by: Blackjack200

Originally posted by: BlahBlahYouToo

Originally posted by: jonks
so should people genetically predisposed to cancer. i mean, they're likely to cost more in the long run.

/gattica

you can control your weight and eating habits.

Then they should also charge more for those who are not in good overall physical condition. In fact, during underwriting, they should check your 2 mile, your squat, and your bench press. You control these things too.

Insurance underwriting has nothing to do with what you can control. It has to do with your risk factors. Go try to get life insurance if you have sickle cell disease.

And if you have an unusually high BMI you're absolutely a "risk factor". I'm a healthy young male and I pay the same rate for Health Insurance as my fatass coworkers. Why the fck am I being penalized with rising premiums every year because of their medications and surgeries? The OP is right, we should at least receive a discount on health insurance like good drivers do for auto insurance. The sad fact is that if you're using your company's health insurance, your rising rates are partly due to your fat coworker who can't put the donuts down.

if it can be proven that fatties ultimately cost less in the long run, shouldn't they be rewarded for killing themselves and saving the insurance company money, while the healthy people who grow old and lean on insurance and decades upon decades of old age and age-related problems get punished for abusing the system and not dying early like the fatties were kind enough to do?

So you can prove that fatties aren't causing my health insurance premiums to rise at a rapid rate (10%-20%, some years 30%+)? Good luck, because I bet I can find more evidence otherwise.

 

[OCGuy]

Originally posted by: MIKEMIKE
should also charge those who have a past history of long life in their families more because the older you get, the more you cost...

p.s. id be fucked: 104 year old great grandmother who passed away, 93 year old grandfather, 88 year old grandmother...

damn

Old people get government medical insurance. Blue Cross cant charge them anything extra.

 

[nageov3t]

Originally posted by: SP33Demon

So you can prove that fatties aren't causing my health insurance premiums to rise at a rapid rate (10%-20%, some years 30%+)? Good luck, because I bet I can find more evidence otherwise.

I'm sure they are. so are a whole host of other people who aren't 0% body fat perfect aryans.

old people seem to by far be the biggest drains on the system, though, and while I'm all for soylent green (my grandparents are long dead and buried), not many others in this thread seem to be despite their seemingly world-consuming concern over their health insurance costs.

 

[lxskllr]

Health insurance should be outlawed, along with medical lawsuits. Everything should be paid for in cash, and the poor can get assistance trough civic groups, and doctor's donated time. Without the bureaucracy, and overhead of insurance, and legal liability, medical care would be affordable for the majority of people.

 

[SP33Demon]

Originally posted by: loki8481

Originally posted by: SP33Demon

So you can prove that fatties aren't causing my health insurance premiums to rise at a rapid rate (10%-20%, some years 30%+)? Good luck, because I bet I can find more evidence otherwise.

I'm sure they are. so are a whole host of other people who aren't 0% body fat perfect aryans.

old people seem to by far be the biggest drains on the system, though, and while I'm all for soylent green (my grandparents are long dead and buried), not many others in this thread seem to be despite their seemingly world-consuming concern over their health insurance costs.

You don't have to be perfect bodyfat. I'm around 28% but still very healthy and working to get to around 10-15%. Once people start getting into obese terroritory though, we're all paying for their health insurance and companies should either penalize them or reward people who are responsible with caloric intake (like auto insurance and good driving discounts). Do you disagree?

 

[nageov3t]

Originally posted by: SP33Demon

Originally posted by: loki8481

Originally posted by: SP33Demon

So you can prove that fatties aren't causing my health insurance premiums to rise at a rapid rate (10%-20%, some years 30%+)? Good luck, because I bet I can find more evidence otherwise.

I'm sure they are. so are a whole host of other people who aren't 0% body fat perfect aryans.

old people seem to by far be the biggest drains on the system, though, and while I'm all for soylent green (my grandparents are long dead and buried), not many others in this thread seem to be despite their seemingly world-consuming concern over their health insurance costs.

You don't have to be perfect bodyfat. I'm around 28% but still very healthy and working to get to around 10-15%. Once people start getting into obese terroritory though, we're all paying for their health insurance and companies should either penalize them or reward people who are responsible with caloric intake (like auto insurance and good driving discounts). Do you disagree?

I think it's a dangerous road to go down (and would never happen in any event, because there are more fatties than norms)... if you charge fat people more, surely you'll have to charge smokers more. and drinkers. anyone with a dangerous job? what about skinny people who eat like shit or are skinny because they're totally wasted out on coke or meth? should your base costs all go up when your wife gets pregnant? and who gets to decide anyways? people lie to their doctors all the time and most people I know don't even see a doctor till they've already got a major problem.

 

[Geekbabe]

Originally posted by: Beev
Fatties shouldn't be allowed to do anything. Assuming it isn't a serious genetic defect, they should be FORCED to pay more for any type of healthcare. If they can't afford it, then euthanize the worthless fucks. Fatties are completely useless.

Why stop with fat people? Next up let's go after the old, while we're at it
no more NICU for premature babies, each one of them can cost 1 million dollars with no guarentee they'll be healthy if they survive. Then we can put down those with developmental disabilities. Then we can force pregnant women to be subject to prenatal testing.. if defects are found forced abortion with immediate
sterilization of the parents..

Sweet mother of God what is wrong with some of you guys?

 

[spidey07]

Originally posted by: Geekbabe

Originally posted by: Beev
Fatties shouldn't be allowed to do anything. Assuming it isn't a serious genetic defect, they should be FORCED to pay more for any type of healthcare. If they can't afford it, then euthanize the worthless fucks. Fatties are completely useless.

Why stop with fat people? Next up let's go after the old, while we're at it
no more NICU for premature babies, each one of them can cost 1 million dollars with no guarentee they'll be healthy if they survive. Then we can put down those with developmental disabilities. Then we can force pregnant women to be subject to prenatal testing.. if defects are found forced abortion with immediate
sterilization of the parents..

Sweet mother of God what is wrong with some of you guys?

It started when you started charging tobacco users more in premiums, this is the only logical conclusion to that line of thinking and reasoning. It's fatties turn to get his bull gored.

 

[SP33Demon]

Originally posted by: loki8481
I think it's a dangerous road to go down (and would never happen in any event, because there are more fatties than norms)... if you charge fat people more, surely you'll have to charge smokers more. and drinkers. anyone with a dangerous job? what about skinny people who eat like shit or are skinny because they're totally wasted out on coke or meth? should your base costs all go up when your wife gets pregnant? and who gets to decide anyways? people lie to their doctors all the time and most people I know don't even see a doctor till they've already got a major problem.

It would never happen? Maybe you should read the news more, it already has.
http://www.foxnews.com/story/0,2933,414861,00.htm

Alabama Plans to Tax Fat Employees to Recoup Insurance Costs
Tuesday, September 02, 2008
FoxNews.com
By Jana Winter

Alabama is rolling out a creative but controversial program that will subject its 37,527 state employees to possibly humiliating at-work weigh-ins and fat tests. If they tip the scales, they'll be given a choice: slim down or pay up.

The state is trying to solve two of its biggest problems ? health insurance costs and obesity ? in one fell swoop.

Beginning in 2010, Alabama, which has the second highest obesity rate in the country, will start charging all of its employees an extra $25 per month for health insurance. (Currently, single workers pay nothing; family plans cost $180 a month.)

But there's a way to avoid the fee: Get a check-up at an in-office "wellness center," where nurses will check for diabetes and hypertension and measure blood pressure, cholesterol, glucose levels and Body Mass Index (BMI).

The idea is to encourage employees to act responsibly, lose weight and lower their health care needs. But critics say it will humiliate and stigmatize obese employees and amounts to nothing short of a "fat tax."

A BMI test uses height and weight measurements to calculate the percentage of body fat in adult males and females. Alabama is using a BMI threshold of 35 ? 30 is considered obese, by most medical standards ? to determine who doesn't have to pay the automatic $25 deduction.

<snip>

Alabama is the second fattest state in the country, i.e. there are "more fatties than norms" there. I'm glad they're finally taking responsibility.

RE: Smokers and drinkers, they already pay more through sales tax. Fatties are some of the only prevalent ones who don't pay but still harm society through their excessive meds. Notice I said prevalent. Of course drug addicts cost us too, but their numbers are a drop in the bucket compared to the obese.

 

[Blackjack200]

Originally posted by: SP33Demon

Originally posted by: loki8481

Originally posted by: SP33Demon

So you can prove that fatties aren't causing my health insurance premiums to rise at a rapid rate (10%-20%, some years 30%+)? Good luck, because I bet I can find more evidence otherwise.

I'm sure they are. so are a whole host of other people who aren't 0% body fat perfect aryans.

old people seem to by far be the biggest drains on the system, though, and while I'm all for soylent green (my grandparents are long dead and buried), not many others in this thread seem to be despite their seemingly world-consuming concern over their health insurance costs.

You don't have to be perfect bodyfat. I'm around 28% but still very healthy and working to get to around 10-15%. Once people start getting into obese terroritory though, we're all paying for their health insurance and companies should either penalize them or reward people who are responsible with caloric intake (like auto insurance and good driving discounts). Do you disagree?

I would disagree. The Okinawan diet is extremely restricted; usually 20% - 30% below BMR. They have lower incidence of all kinds of diseases and much longer lifespans. The benefits of calorie restricted diets are well documented. Anyone not restricting their diet to 20%-30% below BMR should pay a higher premium.

 

[BoomerD]

How about gay people? Don't they have a much higher rate of STD's including HIV?AIDS?

OMFG! We oughn't be paying for those secksual deeveeates and their filthy diseases... :roll:

Once you start discriminating against people for their race/etnicity/lifestyle choices...it'll all go downhill pretty fast until NO ONE has any type of health insurance.

Now that I'm well past the "magic 25" for auto insurance, and looking back over the years, it makes perfectly good sense to charge young people more for auto insurance.

Lack of experience
Tendency to drive too fast/recklessly
Drug/alcohol abuse (not all, but...)
Often so stupid they can barely walk, let alone drive...😛


Elderly people (much older than me, thank you) often drive too slow, but they rarely CAUSE accidents by driving too slow.
It's the impatient youth who can't stand being behind some slow-driving old fart who CAUSE the accidents.

Yes, old people fuck up from time to time, and past a certain age, they should be required to take more frequent testing, but then again, I have no problem with EVERYONE being required to take a driver's test annually or bi-annually to prove their ability to properly operate a vehicle.

 

[theeedude]

I know people who cut down on exercise because they lost job + health insurance and are afraid of getting injured when running or biking :|