SD, the Useful Links is to be added later.  As for the resoloution, I am not targeting an IT market, thus I don't think anyone will use anything higher than 1024x768 (my setting as well.)  Add to the fact that a lot of non-IT people run at 800x600, and you can imagine the problems of trying to fit a 1280x1024 onto a 800x600.  I'm still leaning towards keeping the black, but I'm still trying different schemes.
Jay