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Ever wonder how some people you know IRL can afford their lifestyle?

Ultrabook

Ultrabook

Junior Member
I know a guy who had to close his computer repair shop because business was slow. He then went on to lease a brand new lexus, take a vacation, and his wife had recent medical surgery. He's not that great with money either. He had to move to another apt because the rent was too expensive. I remember going out with him to eat and he scoffed when I pulled out a coupon. The crazy thing is he's not stressed at all. Either he has a ton of money saved which I doubt or he's putting it all on a CC and not stressing at all, which if he is, damn I don't know how he does it.

Anybody else know anyone who can't seem to afford their lifestyle?
 
I go into other peoples homes for my job, I often see 2 parents who don't work yet somehow afford 3 cars and 60" LCD's in every room, I always wonder how.
 
Because when he goes bankrupt he knows he can count on the government to get you to pick up the tab. He's not the idiot, you are.
 
For every person that you see that's "rich", there are thousands of others who are not, you're just not looking at them because there's nothing much to see.

If your only media is "cribs" for example, then you'd be always thinking dang, how'd everyone get those big houses and pimpin hoe wives.

However, the reality is, there are more of those like yourself than there are of the pimpin' hoe wives owners.
 
I had a member on my forum back when it boomed that used to build himself a computer like every couple weeks. No idea how he afforded that. He was in high school if I recall.
 
I honestly believe the people that have older not necessarily amazing cars in nice neighborhoods are the ones that aren't in debt; own their house, car and everything else they use.
 
JS80 said:
All the ones I know that are like that have rich parents.
Click to expand...

Not necessarily rich parents, but parents/relatives that help them a lot. Eg my neighbor and her husband financed their son's house (and I'm sure charged them little/no interest), then when her husband died she dropped the remaining balance on the mortgage and gave them the house. She also bought them a new Toyota Land Cruiser a couple years ago. Also, the guy's son (neighbors grandson) recently married a girl whose dad owns some huge business and is a multimillionaire. So the girl has a cushy job working for daddy making about 350k (she's 23 and just out of school).

Some people have all the luck.
 
Could be that they have plenty of saved money, I know people used to wonder how I was able to do what I was doing when I wasn't working at a normal job. I had a lot of money saved up and was making more in investments.

I also know people who never want to spend money on many every day things but then spend a lot more on stuff they really care about or want.
 
Inheritance (rich parents/aunts/uncles/etc or their life insurance policy was big or both of those)
Lots of credit/debt (the most likely of the 3 I will list)
Born to rich parents

But yes I look around at people flossin' all kinds of new sh!t and big houses and wonder WTF is going on, where is all that coming from. My wife and I have a pretty healthy income and while we live a very austere spartan lifestyle that includes zero debt, even if we did decide to lose our minds and spend all our money we couldn't live/spend like these people do.
 
Line of credit is one big helper. All the "rich" people I know like in OP like to talk about their lines of credit.
 
one of my friends... he lives in a condo in a building his family owns. he says he pays fair-market price for the unit, but I kinda suspect otherwise.

if he did, I can't imagine how he can afford the mortgage plus going on vacation overseas every 3-4 months.
 
I go door to door often at work. and i'm amazed how many families are home all weekday long everday and yet drive far nicer cars than i do.
i also have a couple of nighbors who are home every single day at any given time, yet have ATV's, snowmobiles, harleys..etc. yet their houses are shabby and they don't take care of it.
i just assume they all sell drugs.
*can't just be credit. i got a near perfect credit score and to be responsible, i can't go on vacations or drive fancy cars. Its odd too cause i make per hour alot more than most people in my area on an average yet drive a base model 7 year old Civic that doesn't even have power windows, kinda irks me sometimes
Can't always just be parents either, there aren't that many good jobs in my area for even parents to have since my area was a manufacturing area dependant on GM auto. leaving restaurants and such to provide a majority of the jobs..so its drugs or some other secret
 
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I think a lot of it has to do with people being irresponsible. My wife and I have built up our savings, our revolving credit stays near zero, and we only have a small amount of student loan debt left to pay off. But our "newer" car is a 2003 and the other car is a 95. We intend to purchase a home and property around 2015 or so and will have to save to get there. But we have something like 80K in available credit and damn nice credit scores.

Most people are idiots.
 
Yeah my sister is one. She has not worked up until a year ago. They have a really nice house. get new cars every year and not cheap ones. last one was a $45k king cab truck. they go on vacations 4-5 times a year to mexico.

they only make $50k a year. i don't get it. i don't see how they can live the lifestyle they do. but meh its not my problem.
 
Is credit "easier" if you just ignore the "bend me over without lube" interest rates when your credit score/rating sucks...
 
I assume the ones round here are either scamming the system to get money and/or scamming the system so they don't have to pay tax...

Either way it makes it go a lot further...
 
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