The people across the parking lot from me just got a TV delivered to them from Rent-A-Center. Is the place really a good deal? What kind of payments do they have on a big screen TV? I wasnt considering using them (as I just bought a new big screen), but I was just curious. The people who got the TV never struck me as those who could afford one.
Ever use Rent-A-Center?
- Thread starter dmw16
- Start date
Absolutely its a good deal! You pay three to fives times the MSRP. Who doesnt want to get in line for that?!?!
The answer young Jedi.
The answer young Jedi.
Yea... most likely they couldnt, they went in trying to rent one with hopes of owning it, but they will file bankruptcy before they "own" it.
I went when I just got an appartment to find a washer/dryer.... It was a lot cheaper to just buy a set at best buy.
Be smart, check the prices your paying over time... Even some credit cards are cheaper than most rental places....
I went when I just got an appartment to find a washer/dryer.... It was a lot cheaper to just buy a set at best buy.
Be smart, check the prices your paying over time... Even some credit cards are cheaper than most rental places....
i would never rent stuff like that. i always assumed it was a "scam" of sorts. I was just curious. I went to circuit city got 24mon no interest and my TV only costs me $70/mon.
No it isn't a good deal. Unless your credit sucks and there is no other way.........
Big screens start at about $35/week. $3640 over two years..
<-former I/O manager @ Renter's Choice/ Rent-a-Center
Oh and you will likely see the tv leaving soon.....
Big screens start at about $35/week. $3640 over two years..
<-former I/O manager @ Renter's Choice/ Rent-a-Center
Oh and you will likely see the tv leaving soon.....
Rock Hydra
Diamond Member
- Dec 13, 2004
- 6,466
- 1
- 0
Yea, payments on it go half towards the item and half towards rent charges. Thats worse then 100% interest, people.
The Stigenator
Lifer
- Oct 9, 1999
- 15,216
- 3
- 81
its for people who have really horrid credit and dont know better.
I remember some of my friends saying go get furniture from rent a center for my new apt.. i am like it will cost me much lesser to drive to ikea and pick something up.
I remember some of my friends saying go get furniture from rent a center for my new apt.. i am like it will cost me much lesser to drive to ikea and pick something up.
dullard
Elite Member
- May 21, 2001
- 26,130
- 4,787
- 126
It is for three types of people:
1) Morons.
2) Those who have horrible credit and would rather get it now for 3-5 times the price than to wait a couple of months and purchase it outright. Of course, this type of thinking is WHY they have horrible credit to begin with.
3) People who need an item for a week. Say you wanted a big party and needed a big screen TV for just that week.
1) Morons.
2) Those who have horrible credit and would rather get it now for 3-5 times the price than to wait a couple of months and purchase it outright. Of course, this type of thinking is WHY they have horrible credit to begin with.
3) People who need an item for a week. Say you wanted a big party and needed a big screen TV for just that week.
spacejamz
Lifer
- Mar 31, 2003
- 10,981
- 1,701
- 126
or for the suckers who just see the XX.XX dollars a week part and don't do the math to see the actual total cost...
kinda like in some of new car ads in the paper, they advertise a $250 payment (and then the small fine prints says bi-weekly payments)...
Demon-Xanth
Lifer
- Feb 15, 2000
- 20,551
- 2
- 81
Example of how they work:
https://www.pcsforall.com/Portal/productDetails.aspx?pid=112
$35/week for this PC. Doesn't sound too bad, in this deal though you pay for something like 3-4 months before they send it to you though. They just take the money out of your checking account weekly.
$35x52=$1820
I configured a PC identically at Dell for $502. They'll finance it for "as low as $12/month" (they have a $15 minimum) for three years.
So unless you credit is so piss poor that you can't borrow a penny from a sidewalk, it's a pretty crappy deal.
https://www.pcsforall.com/Portal/productDetails.aspx?pid=112
$35/week for this PC. Doesn't sound too bad, in this deal though you pay for something like 3-4 months before they send it to you though. They just take the money out of your checking account weekly.
$35x52=$1820
I configured a PC identically at Dell for $502. They'll finance it for "as low as $12/month" (they have a $15 minimum) for three years.
So unless you credit is so piss poor that you can't borrow a penny from a sidewalk, it's a pretty crappy deal.
dullard
Elite Member
- May 21, 2001
- 26,130
- 4,787
- 126
Hmm, that gave me a great idea. I should start an ad like that. They think they are paying $250/month since they don't read the fine print. But I'm actually very sneaky. Bi-weekly can mean either (1) every two weeks or (2) two times a week. So really, I could honestly make them pay $500/week if I label it as bi-weekly. Since there are 4.34 weeks per month, that is $2174/month. Nearly ten times what they think they are paying. Plus with all the late fees they'd rack up each month, at $35 a pop, I could get another $304/month in late fees. I'll be nice though, I won't charge extra interest if they make up all missed payments. Grand total: $2478.48/month.
Great idea, spacejamz!
Demon-Xanth
Lifer
- Feb 15, 2000
- 20,551
- 2
- 81
dullard
Elite Member
- May 21, 2001
- 26,130
- 4,787
- 126
Demon-Xanth
Lifer
- Feb 15, 2000
- 20,551
- 2
- 81
The english language needs to get it's act together. Next you're gonna tell me flammable and inflammable mean the same thing!
dullard
Elite Member
- May 21, 2001
- 26,130
- 4,787
- 126
It is fuc&ed up. When you bisect something, you cut it in two. When you bisect a week, it would be two halves of a week. Thus, bi-weekly makes the most sense as meaning twice a week. But some moron used the two idea once and doubled instead of halved. Now we have the moronic English language that we have now.
When something is semi-important, it may be important some weeks, and not others. Thus, to me, semi-weekly should mean you pay some weeks and not others. But no, semi-weekly means you pay double what you would when you pay weekly. That isn't semi at all! That is double.
Rock Hydra
Diamond Member
- Dec 13, 2004
- 6,466
- 1
- 0
JuJu Fish already settled this. Bi-Weekly could mean twice a week, or every two weeks. Can be used interchangably.
TRENDING THREADS
-
Discussion Zen 5 Speculation (EPYC Turin and Strix Point/Granite Ridge - Ryzen 9000)- Started by DisEnchantment
- Replies: 25K
-
Discussion Intel Meteor, Arrow, Lunar & Panther Lakes + WCL Discussion Threads
- Started by Tigerick
- Replies: 23K
-
Discussion Intel current and future Lakes & Rapids thread- Started by TheF34RChannel
- Replies: 23K
-
-
Facebook
Twitter