[ATOT=blog]
So a relative and I got in a...discussion about how 'lucky' I am in life after she asked about my new job. Given that we started from almost the same base (US citizen, caring parents etc) I tried to point out that it wasn't just luck. The degree I got (Architecture) had the highest unemployment of any degree in the US starting the year I graduated and continuing for the next 8 years at around 14+% while degrees like art, drama, communication were in the 11% range. So I had to spend more time and effort to change my education and experience if I wanted a better career. Even then I worked for one company almost all the way through their bankruptcy, could have been laid off at any moment and got low balled on my next job salary because everyone knew I needed a job. The last company I worked for struggled to make its payroll on numerous occasions which meant salary freezes, layoffs and cuts to benefits.
But apparently I just don't get it because I am 'lucky' to not have financial problems. (As if worrying if I will get paid isn't a problem...) Of course they stretched themselves to buy the first house they saw and couldn't afford before the bubble while we looked at our finances and realized that we couldn't afford a house yet so we sat in a rental for another 2 years. When we bought a car it was a low mileage civic but they bought an 80,000 mile fully loaded SUV for about $1500 more than we spent. For years it was "Lets take my car because I don't like your car." "You don't have in dash nav?" "Is this as loud as your stereo goes?" But now when I say "Lets take my car because it still works" after she's spent thousands in repair bills over the last couple of years its a big deal.
They took their money out of the stock market in 2008 while I took the time to educate myself online and in the library about what I should be doing. We cut back on our spending, paid down our growing credit card debt and increased our contributions. I also became more focused about what I was investing in as I learned more. To this day everytime we get a raise a chunk of that goes to increased contributions. Meanwhile they bought new motorized recliner couches with massagers, LED lighting and a memory foam pullout. They have 5 LCD tvs for a family of 2 all of which are newer and more expensive than our TVs. They complain they have no money but then will go to Vegas because 'they deserve it'. If something breaks they just replace it instead of taking the time to learn how to fix it. When I bought our new kitchen appliances I did it over 1.5 years in order to buy matching returned\closeout deals. They just went and bought what they wanted without waiting for a sale and spent 3x what I spent for lower quality.
But I am just lucky...
[/blog]
tl;dr:
Bitch be trippin'
So a relative and I got in a...discussion about how 'lucky' I am in life after she asked about my new job. Given that we started from almost the same base (US citizen, caring parents etc) I tried to point out that it wasn't just luck. The degree I got (Architecture) had the highest unemployment of any degree in the US starting the year I graduated and continuing for the next 8 years at around 14+% while degrees like art, drama, communication were in the 11% range. So I had to spend more time and effort to change my education and experience if I wanted a better career. Even then I worked for one company almost all the way through their bankruptcy, could have been laid off at any moment and got low balled on my next job salary because everyone knew I needed a job. The last company I worked for struggled to make its payroll on numerous occasions which meant salary freezes, layoffs and cuts to benefits.
But apparently I just don't get it because I am 'lucky' to not have financial problems. (As if worrying if I will get paid isn't a problem...) Of course they stretched themselves to buy the first house they saw and couldn't afford before the bubble while we looked at our finances and realized that we couldn't afford a house yet so we sat in a rental for another 2 years. When we bought a car it was a low mileage civic but they bought an 80,000 mile fully loaded SUV for about $1500 more than we spent. For years it was "Lets take my car because I don't like your car." "You don't have in dash nav?" "Is this as loud as your stereo goes?" But now when I say "Lets take my car because it still works" after she's spent thousands in repair bills over the last couple of years its a big deal.
They took their money out of the stock market in 2008 while I took the time to educate myself online and in the library about what I should be doing. We cut back on our spending, paid down our growing credit card debt and increased our contributions. I also became more focused about what I was investing in as I learned more. To this day everytime we get a raise a chunk of that goes to increased contributions. Meanwhile they bought new motorized recliner couches with massagers, LED lighting and a memory foam pullout. They have 5 LCD tvs for a family of 2 all of which are newer and more expensive than our TVs. They complain they have no money but then will go to Vegas because 'they deserve it'. If something breaks they just replace it instead of taking the time to learn how to fix it. When I bought our new kitchen appliances I did it over 1.5 years in order to buy matching returned\closeout deals. They just went and bought what they wanted without waiting for a sale and spent 3x what I spent for lower quality.
But I am just lucky...
[/blog]
tl;dr:
Bitch be trippin'