All the memory modules in the dual-channel kits are "normal" 64-bit DDR SDRAM (well, unless they're R-ECC, in which case they're 72-bit

).
Look at the various Crucial PC2100 modules and let's take the 256MB PC2100 module as an example. They make three versions. One has four chips on it, another has 8 chips on it, and the third has 16 chips on it. You could get your motherboard to run dual-channel mode using two of the 4-chip ones, or two of the 8-chip ones, or two of the 16-chip ones. However, you could not do it with a mixture of them, because now the logical organizations of the modules don't match and so the motherboard cannot make a 128-bit wide "super-module" out of them anymore.
So the risk you run is that you'll buy a module, and then go to buy a second one and it is not the same. For this reason, you would want to buy a dual-channel kit so the modules are guaranteed identical.