Don't want netflix. Any other decent streaming movie services?

[Muse]

Originally posted by: Bateluer

Originally posted by: HeXploiT

If I needed to buy a house I would save for it unless it was an incredible investment and I simply didn't have the cash.
I wouldn't absolutely rule out credit but as a general rule I just don't do it.

You're not going to pay cash for a house. Unless your one of ATOT's many millionaires.

Plus, any time you make a major purchase like a car or a house, then run a credit check. Simply paying your bills on time and paying cash for everything does not build a credit history. Oh, its great for budgeting and keeping yourself out of debt is a great thing, but the responsible use of a credit card is fine.

Back to the original topic, most legit, decent services will want a CC/Debit card. They are more secure than Paypal and offer much more reassurance to both Netflix and the financial institution issuing the card. If you can already afford the service, just use the CC for Netflix and pay it off every month. Not a big deal.

And debit cards are afforded the same protection as a credit card.

It's true, paying your bills, not being in debt are all well and good but it does nothing for your credit. It took me years to get a credit card. I applied many times and was always refused because I didn't have any credit. WTF? How are you supposed to have a good credit history if nonone will give you credit? It was crazy. I had good jobs, too, at least sometimes. Finally, I was given a credit card with minimal monthly credit and slowly worked my way up. Inasmuch as I have never had any ambition to run up my credit cards I have mostly not cared what my credit limit was. My only concerns with my cards now are what I can get in terms of rebate % and how I get it. Some cards are sort of a PITA with all the things they try to get me to sign up for. I just say no to that stuff. I always pay off my monthly balance and just set up autopayment from my checking account. Now I have a credit history and my credit scores are about the best around.

 

[HeXploiT]

Originally posted by: Muse

Originally posted by: Bateluer

Originally posted by: HeXploiT

If I needed to buy a house I would save for it unless it was an incredible investment and I simply didn't have the cash.
I wouldn't absolutely rule out credit but as a general rule I just don't do it.

You're not going to pay cash for a house. Unless your one of ATOT's many millionaires.

Plus, any time you make a major purchase like a car or a house, then run a credit check. Simply paying your bills on time and paying cash for everything does not build a credit history. Oh, its great for budgeting and keeping yourself out of debt is a great thing, but the responsible use of a credit card is fine.

Back to the original topic, most legit, decent services will want a CC/Debit card. They are more secure than Paypal and offer much more reassurance to both Netflix and the financial institution issuing the card. If you can already afford the service, just use the CC for Netflix and pay it off every month. Not a big deal.

And debit cards are afforded the same protection as a credit card.

It's true, paying your bills, not being in debt are all well and good but it does nothing for your credit. It took me years to get a credit card. I applied many times and was always refused because I didn't have any credit. WTF? How are you supposed to have a good credit history if nonone will give you credit? It was crazy. I had good jobs, too, at least sometimes. Finally, I was given a credit card with minimal monthly credit and slowly worked my way up. Inasmuch as I have never had any ambition to run up my credit cards I have mostly not cared what my credit limit was. My only concerns with my cards now are what I can get in terms of rebate % and how I get it. Some cards are sort of a PITA with all the things they try to get me to sign up for. I just say no to that stuff. I always pay off my monthly balance and just set up autopayment from my checking account.

For some of us the reward of paying our bills is not so that we might have good credit but so that we can live debt free.

 

[jlee]

Originally posted by: HeXploiT
Funny it's like I'm a Nazi because I don't like credit lol.
For crying out loud all I want to do is watch a movie people.:laugh:

I don't care if you like credit or not.., but I have yet to pay any finance charges and I could cash in my Amex points for $150 in Home Depot gift cards. My Chase card had a $50 statement credit after first purchase, and I could've bought a PS3 for $250 ($150 credit via Sony CC) several months ago but I decided to pass.

Credit cards are tools- just like anything else, when used properly, they're great. When abused, not so much.

 

[HeXploiT]

Originally posted by: JLee

Originally posted by: HeXploiT
Funny it's like I'm a Nazi because I don't like credit lol.
For crying out loud all I want to do is watch a movie people.:laugh:

I don't care if you like credit or not.., but I have yet to pay any finance charges and I could cash in my Amex points for $150 in Home Depot gift cards. My Chase card had a $50 statement credit after first purchase, and I could've bought a PS3 for $250 ($150 credit via Sony CC) several months ago but I decided to pass.

Credit cards are tools- just like anything else, when used properly, they're great. When abused, not so much.

My point is that you're not going to profit from a credit card. If it provides me no profit & temptation then why should I bother?

 

[Muse]

Originally posted by: HeXploiT
Funny it's like I'm a Nazi because I don't like credit lol.
For crying out loud all I want to do is watch a movie people.:laugh:

Oh, I see your point of view, but you'd be surprised how convenient credit cards are. You don't have to think of them as "credit" cards. You can think of them as promises to pay when the bill comes due, and that's exactly how I treat them. I never carry a balance to the next month. Most times I don't need to pay cash and I don't need to write checks. I get at least 1% rebate on all purchases. Paying with plastic is easier, just don't use it if you aren't confident you can pay the bill at the end of the month. Then the APR doesn't mean shit.

 

[jlee]

Originally posted by: HeXploiT

Originally posted by: JLee

Originally posted by: HeXploiT
Funny it's like I'm a Nazi because I don't like credit lol.
For crying out loud all I want to do is watch a movie people.:laugh:

I don't care if you like credit or not.., but I have yet to pay any finance charges and I could cash in my Amex points for $150 in Home Depot gift cards. My Chase card had a $50 statement credit after first purchase, and I could've bought a PS3 for $250 ($150 credit via Sony CC) several months ago but I decided to pass.

Credit cards are tools- just like anything else, when used properly, they're great. When abused, not so much.

My point is that you're not going to profit from a credit card. If it provides me no profit & temptation then why should I bother?

lolwut?

Please see above. 😛

Not to mention the automatic doubling of manufacturer warranties on items purchased with my American Express, free rental car insurance, etc...

 

[HeXploiT]

Originally posted by: Muse

Originally posted by: HeXploiT
Funny it's like I'm a Nazi because I don't like credit lol.
For crying out loud all I want to do is watch a movie people.:laugh:

Oh, I see your point of view, but you'd be surprised how convenient credit cards are. You don't have to think of them as "credit" cards. You can think of them as promises to pay when the bill comes due, and that's exactly how I treat them. I never carry a balance to the next month. Most times I don't need to pay cash and I don't need to write checks. I get at least 1% rebate on all purchases. Paying with plastic is easier, just don't use it if you aren't confident you can pay the bill at the end of the month. Then the APR doesn't mean shit.

Yes....and I recognize that which is why i I didn't start out the thread saying credit cards are the devil.
I've just managed to live particularly well without them.

 

[yh125d]

Set up a second checking account with your bank, get a second debit card for it. When ever you want to buy something online, transfer some cash from your main checking acct to your online only one and use that debit card. As long as you never keep a higher balance than you're about to immediately spend, there's really no risk.

 

[Skeeedunt]

If you know first-hand that you can't trust yourself with credit, and have made a conscious decision to forgo it rather than dig yourself into a hole, then I can respect that.

If you're just some nutjob who likes to make things hard on yourself, well...

Either way, if you're looking for hard answers to an easy question, people will just beat you into the ground. If you have anything resembling a decent justification you should be upfront about it. Clearly a credit card would make your life much easier in this instance, and we don't understand why you're so against it.

 

[Muse]

Originally posted by: HeXploiT

Originally posted by: Muse

Originally posted by: Bateluer

Originally posted by: HeXploiT

If I needed to buy a house I would save for it unless it was an incredible investment and I simply didn't have the cash.
I wouldn't absolutely rule out credit but as a general rule I just don't do it.

You're not going to pay cash for a house. Unless your one of ATOT's many millionaires.

Plus, any time you make a major purchase like a car or a house, then run a credit check. Simply paying your bills on time and paying cash for everything does not build a credit history. Oh, its great for budgeting and keeping yourself out of debt is a great thing, but the responsible use of a credit card is fine.

Back to the original topic, most legit, decent services will want a CC/Debit card. They are more secure than Paypal and offer much more reassurance to both Netflix and the financial institution issuing the card. If you can already afford the service, just use the CC for Netflix and pay it off every month. Not a big deal.

And debit cards are afforded the same protection as a credit card.

It's true, paying your bills, not being in debt are all well and good but it does nothing for your credit. It took me years to get a credit card. I applied many times and was always refused because I didn't have any credit. WTF? How are you supposed to have a good credit history if nonone will give you credit? It was crazy. I had good jobs, too, at least sometimes. Finally, I was given a credit card with minimal monthly credit and slowly worked my way up. Inasmuch as I have never had any ambition to run up my credit cards I have mostly not cared what my credit limit was. My only concerns with my cards now are what I can get in terms of rebate % and how I get it. Some cards are sort of a PITA with all the things they try to get me to sign up for. I just say no to that stuff. I always pay off my monthly balance and just set up autopayment from my checking account.

For some of us the reward of paying our bills is not so that we might have good credit but so that we can live debt free.

Well, duh, I don't care about my credit. It's never done a thing for me. I have been debt free my whole life and I like it that way. My credit might come in handy some day but I'm not counting on it. I really don't think that way and I have problems understanding people who do, and I realize that most of America does live that way, just not me. I suppose I never will.

 

[Reckoner]

<Arnold> You lack discipline! </Arnold>

 

[jlee]

Originally posted by: Muse

Originally posted by: HeXploiT

Originally posted by: Muse

Originally posted by: Bateluer

Originally posted by: HeXploiT

If I needed to buy a house I would save for it unless it was an incredible investment and I simply didn't have the cash.
I wouldn't absolutely rule out credit but as a general rule I just don't do it.

You're not going to pay cash for a house. Unless your one of ATOT's many millionaires.

Plus, any time you make a major purchase like a car or a house, then run a credit check. Simply paying your bills on time and paying cash for everything does not build a credit history. Oh, its great for budgeting and keeping yourself out of debt is a great thing, but the responsible use of a credit card is fine.

Back to the original topic, most legit, decent services will want a CC/Debit card. They are more secure than Paypal and offer much more reassurance to both Netflix and the financial institution issuing the card. If you can already afford the service, just use the CC for Netflix and pay it off every month. Not a big deal.

And debit cards are afforded the same protection as a credit card.

It's true, paying your bills, not being in debt are all well and good but it does nothing for your credit. It took me years to get a credit card. I applied many times and was always refused because I didn't have any credit. WTF? How are you supposed to have a good credit history if nonone will give you credit? It was crazy. I had good jobs, too, at least sometimes. Finally, I was given a credit card with minimal monthly credit and slowly worked my way up. Inasmuch as I have never had any ambition to run up my credit cards I have mostly not cared what my credit limit was. My only concerns with my cards now are what I can get in terms of rebate % and how I get it. Some cards are sort of a PITA with all the things they try to get me to sign up for. I just say no to that stuff. I always pay off my monthly balance and just set up autopayment from my checking account.

For some of us the reward of paying our bills is not so that we might have good credit but so that we can live debt free.

Well, duh, I don't care about my credit. It's never done a thing for me. I have been debt free my whole life and I like it that way. My credit might come in handy some day but I'm not counting on it. I really don't think that way and I have problems understanding people who do, and I realize that most of America does live that way, just not me. I suppose I never will.

Well, for those of us who want to get a mortgage..or an auto loan, or even a cell phone plan without a security deposit, it helps. 😛

 

[HeXploiT]

Originally posted by: Skeeedunt
If you know first-hand that you can't trust yourself with credit, and have made a conscious decision to forgo it rather than dig yourself into a hole, then I can respect that.

If you're just some nutjob who likes to make things hard on yourself, well...

Either way, if you're looking for hard answers to an easy question, people will just beat you into the ground. If you have anything resembling a decent justification you should be upfront about it. Clearly a credit card would make your life much easier in this instance, and we don't understand why you're so against it.

Actually there is no beating. It's merely text on a page. The only ones who perceive it as a beating are those who believe this white paper is reality.
And no my life is not particularly difficult because I don't use credit.:laugh:

 

[MSCoder610]

Any reason why this won't work?
https://www.paypal.com/us/cgi-...PluginExternal-outside
(Basically a virtual CC, funded by your PayPal account, I think)

 

[HeXploiT]

Originally posted by: MSCoder610
Any reason why this won't work?
<a target=_blank class=ftalternatingbarlinklarge href="https://www.paypal.com/us/c......inExternal-outside"><a target=_blank class=ftalternatingbarlinklarge href="https://www.paypal.com/us/cgi-...PluginExternal-outside"><a target=_blank class=ftalternatingbarlinklarge href="https://www.paypal.com/us/cgi-bin/webscr?cmd=xpt/Marketing/general/PPPluginExternal-outside">https://www.paypal.co............al-outside</a></a></a>
(Basically a virtual CC, funded by your PayPal account, I think)

Well if that ain't the damnedest thing.:laugh: It generated a one time use mastercard debit card. I'm now signed up with netflix.
MSCoder saves the day!:thumbsup:

Once again thankful that I don't need credit and proof that living without a credit card is easy.

 

[Skeeedunt]

I thought you didn't want anything mastercard 😕

Oh well, whatever dude. Glad it worked out for you.

 

[HeXploiT]

Originally posted by: Skeeedunt
I thought you didn't want anything mastercard 😕

Oh well, whatever dude. Glad it worked out for you.

It might have had the name mastercard but I didn't have to deal with the CC companies schemes and there was absolutely no fine print...or ANY print.

 

[Muse]

Originally posted by: JLee

Originally posted by: Muse

Originally posted by: HeXploiT

Originally posted by: Muse

Originally posted by: Bateluer

Originally posted by: HeXploiT

If I needed to buy a house I would save for it unless it was an incredible investment and I simply didn't have the cash.
I wouldn't absolutely rule out credit but as a general rule I just don't do it.

You're not going to pay cash for a house. Unless your one of ATOT's many millionaires.

Plus, any time you make a major purchase like a car or a house, then run a credit check. Simply paying your bills on time and paying cash for everything does not build a credit history. Oh, its great for budgeting and keeping yourself out of debt is a great thing, but the responsible use of a credit card is fine.

Back to the original topic, most legit, decent services will want a CC/Debit card. They are more secure than Paypal and offer much more reassurance to both Netflix and the financial institution issuing the card. If you can already afford the service, just use the CC for Netflix and pay it off every month. Not a big deal.

And debit cards are afforded the same protection as a credit card.

It's true, paying your bills, not being in debt are all well and good but it does nothing for your credit. It took me years to get a credit card. I applied many times and was always refused because I didn't have any credit. WTF? How are you supposed to have a good credit history if nonone will give you credit? It was crazy. I had good jobs, too, at least sometimes. Finally, I was given a credit card with minimal monthly credit and slowly worked my way up. Inasmuch as I have never had any ambition to run up my credit cards I have mostly not cared what my credit limit was. My only concerns with my cards now are what I can get in terms of rebate % and how I get it. Some cards are sort of a PITA with all the things they try to get me to sign up for. I just say no to that stuff. I always pay off my monthly balance and just set up autopayment from my checking account.

For some of us the reward of paying our bills is not so that we might have good credit but so that we can live debt free.

Well, duh, I don't care about my credit. It's never done a thing for me. I have been debt free my whole life and I like it that way. My credit might come in handy some day but I'm not counting on it. I really don't think that way and I have problems understanding people who do, and I realize that most of America does live that way, just not me. I suppose I never will.

Well, for those of us who want to get a mortgage..or an auto loan, or even a cell phone plan without a security deposit, it helps. 😛

The cell phone plan might be worth something. For the OP and myself, who aren't comfortable going into debt, the mortgage and auto loan are not useful. I have a HELOC, and I've used it a couple of times just for convenience, nothing that mattered a bit and paid it off in a few days. It's not something I need. To get it I needed credit, but like I say, credit itself has gotten me nothing other than CCs. They're convenient for me, and that's about it.

 

[Muse]

The eagle never wasted so much time as when he stopped to learn from the Crow. - William Blake

 

[jlee]

Originally posted by: Muse
Well, for those of us who want to get a mortgage..or an auto loan, or even a cell phone plan without a security deposit, it helps. 😛

The cell phone plan might be worth something. For the OP and myself, who aren't comfortable going into debt, the mortgage and auto loan are not useful. I have a HELOC, and I've used it a couple of times just for convenience, nothing that mattered a bit and paid it off in a few days. It's not something I need. To get it I needed credit, but like I say, credit itself has gotten me nothing other than CCs. They're convenient for me, and that's about it.[/quote]

Must be nice to be able to buy a house with cash..

 

[Mday]

Originally posted by: HeXploiT

Originally posted by: MSCoder610
Any reason why this won't work?
<a target=_blank class=ftalternatingbarlinklarge href="https://www.paypal.com/u.........ternal-outside"><a target=_blank class=ftalternatingbarlinklarge href="https://www.paypal.com/us/c......inExternal-outside"><a target=_blank class=ftalternatingbarlinklarge href="https://www.paypal.com/us/cgi-...PluginExternal-outside"><a target=_blank class=ftalternatingbarlinklarge href="https://www.paypal.com/us/cgi-bin/webscr?cmd=xpt/Marketing/general/PPPluginExternal-outside">https://www.paypal.co............utside</a></a></a></a>
(Basically a virtual CC, funded by your PayPal account, I think)

Well if that ain't the damnedest thing.:laugh: It generated a one time use mastercard debit card. I'm now signed up with netflix.
MSCoder saves the day!:thumbsup:

Once again thankful that I don't need credit and proof that living without a credit card is easy.

Won't you have to update that every month?

 

[Capt Caveman]

Originally posted by: HeXploiT

Originally posted by: MSCoder610
Any reason why this won't work?
<a target=_blank class=ftalternatingbarlinklarge href="https://www.paypal.com/u.........ternal-outside"><a target=_blank class=ftalternatingbarlinklarge href="https://www.paypal.com/us/c......inExternal-outside"><a target=_blank class=ftalternatingbarlinklarge href="https://www.paypal.com/us/cgi-...PluginExternal-outside"><a target=_blank class=ftalternatingbarlinklarge href="https://www.paypal.com/us/cgi-bin/webscr?cmd=xpt/Marketing/general/PPPluginExternal-outside">https://www.paypal.co............utside</a></a></a></a>
(Basically a virtual CC, funded by your PayPal account, I think)

Well if that ain't the damnedest thing.:laugh: It generated a one time use mastercard debit card. I'm now signed up with netflix.
MSCoder saves the day!:thumbsup:

Once again thankful that I don't need credit and proof that living without a credit card is easy.

😕 Having a CC would have been easier.

 

[yh125d]

Glad it worked out for you. I have the 2 dvds at a time + BD access, and I use it tons, as well as their streaming bit

 

[sportage]

Kinda reminds me of a friend that will not go to those restaurants where they bring the bill, take your card, and bring it back for you to sign.
This friend is convinced the waiter takes his card, photo copies it in the backroom, and hands out copies to all the staff in the kitchen.
When iHop started checking out with this method, this friend stopped going to iHop too.
(And everyone said..."whatever")

 

[JD50]

Originally posted by: HeXploiT

Originally posted by: MSCoder610
Any reason why this won't work?
<a target=_blank class=ftalternatingbarlinklarge href="https://www.paypal.com/u.........ternal-outside"><a target=_blank class=ftalternatingbarlinklarge href="https://www.paypal.com/us/c......inExternal-outside"><a target=_blank class=ftalternatingbarlinklarge href="https://www.paypal.com/us/cgi-...PluginExternal-outside"><a target=_blank class=ftalternatingbarlinklarge href="https://www.paypal.com/us/cgi-bin/webscr?cmd=xpt/Marketing/general/PPPluginExternal-outside">https://www.paypal.co............utside</a></a></a></a>
(Basically a virtual CC, funded by your PayPal account, I think)

Well if that ain't the damnedest thing.:laugh: It generated a one time use mastercard debit card. I'm now signed up with netflix.
MSCoder saves the day!:thumbsup:

Once again thankful that I don't need credit and proof that living without a credit card is easy.

You just spent 3 hours on an internet forum asking weird questions instead of just going to netflix and typing in a credit card number. I'm going to have to say that using a credit card would have been much easier. Anyways, to each his own I guess...