Done deal.

[episodic]

Issuing bank cashed it no big deal it seemed.

 

[buzzsaw13]

Go to your employer and ask them for a reissue?

 

[episodic]

I'm about to have a heart attack. Sheesh, I won't be able to ask anyone till Monday if the bank refuses.

 

[Captante]

If it was issued on/before December 14th you may have a problem ... the company should understand & re-issue it otherwise although it may take awhile to get it done.

 

[episodic]

Are the checks really not going to be cashed by the bank? Do you think they'll go ahead and do it?

 

[episodic]

yea, 12/14/07

 

[Paperdoc]

If you are not past the 90 days, no problem. If you are, then take the uncashed check to your employer, explain the problem, and ask to have a replacement check issued. If they have the original check uncashed, they should not need to ask the bank for a stop-payment order on it, saving a small fee.

If you're a bit wary, offer to return the uncashed check to them only when you receive the replacement one.

 

[episodic]

Should I try to go ahead and cash it tommorow?

 

[Geekbabe]

Originally posted by: episodic
Should I try to go ahead and cash it tommorow?

What's the date on the check?

 

[episodic]

12/14/07

I need this money Sheesh, I try so hard not to spend, then I mess this up.

Are employers 'required' to reissue checks? I just want to know the worst case here

 

[KLin]

Originally posted by: episodic
12/14/07

I need this money Sheesh, I try so hard not to spend, then I mess this up.

Are employers 'required' to reissue checks? I just want to know the worst case here

someone needs a bottle of chill pills stat!

 

[episodic]

Klin, you don't understand, this was money I was setting aside for a surgery for my wife. We've been scraping by on nothing for months now. She doesn't know. If I've lost this then it is just *Terrrible* This isn't a weeks payroll, this is a 'MONTHS'

 

[Captante]

You could try going to the bank the check is drawn from tomorrow first thing & see if they'll cash it for you, but I don't suggest taking it to your bank because you might end up getting whacked with a penalty.

If its before midnight where you are then its still technically the 14th so you could try dashing out to an ATM & depositing it that way to squeeze in under the wire ... you'll get hit with insufficient-funds fees if it gets refused though.

 

[Captante]

Originally posted by: episodic
Klin, you don't understand, this was money I was setting aside for a surgery for my wife. We've been scraping by on nothing for months now. She doesn't know. If I've lost this then it is just *Terrrible* This isn't a weeks payroll, this is a 'MONTHS'

Don't panic man ... worst-case you can almost certainly have the check re-issued.

 

[Capt Caveman]

Scraping by for months and you forgot to deposit your paycheck? You'd think you would have deposited it the very day you received it or better yet have your company direct deposit it into your bank account.

Wait til monday.

 

[episodic]

Capante - what would this penalty be? I can't go to the bank it is drawn from tommorow as they are not open tommorow. I can't make an ATM deposit as they don't have a working deposit at the ATM right now (small town). . . . crapp!

 

[KLin]

Originally posted by: episodic
Klin, you don't understand, this was money I was setting aside for a surgery for my wife. We've been scraping by on nothing for months now. She doesn't know. If I've lost this then it is just *Terrrible* This isn't a weeks payroll, this is a 'MONTHS'

They can do a stop payment on the current check and cut you another one. They still owe you money for the work you did.

 

[episodic]

Originally posted by: Capt Caveman
Scraping by for months and you forgot to deposit your paycheck? You'd think you would have deposited it the very day you received it or better yet have your company direct deposit it into your bank account.

Wait til monday.

In a messed up way, it was my way of 'saving' it. If it wasn't cashed, I couldn't spend it. I never got this far ahead though. It was because of my bonus, and the need had not arose for it yet. Then it just dawned on me like a sack of bricks.

 

[Captante]

Originally posted by: episodic
Capante - what would this penalty be? I can't go to the bank it is drawn from tommorow as they are not open tommorow. I can't make an ATM deposit as they don't have a working deposit at the ATM right now (small town). . . . crapp!

Most likely it would be whatever your back charges for a returned check ... usually somwhere from $15 to as much as $35-$40.

Sounds like your best bet is to call the company that issued the check Monday morning & explain the situation.

 

[teclis1023]

Your employer will reissue the check, no worries.

 

[episodic]

So if I try to cash it tommorow, and I succeed at my bank, would I need to worry about the fees if I 'cashed' it? Maybe they'll let it slide because it is 'one' day?

 

[Captante]

Originally posted by: episodic
So if I try to cash it tommorow, and I succeed at my bank, would I need to worry about the fees if I 'cashed' it? Maybe they'll let it slide because it is 'one' day?

The problem is that even if your bank accepts it theres no way to guarantee the issuing bank will pay it ... worst-case is you'll get hit with the returned-check fee I mentioned earlier & in addition the company which wrote you the check may be charged one as well.

 

[imported_Devine]

Unless my math is wrong when I counted the 90th day was the 13th so even if you were to cash it on the 14th it would of already been the 91st day. Like others have said, just go to your payroll section and explain the situtation. Show them the uncashed check and you should have no problem getting a new check issused

 

[episodic]

I'm sorry to come off so panicky here, but I am really worried. I just put in my resignation with this company to change jobs, and I am scared I may loose this money. You guys are sure they have to make good on this? I'm already not going to be able to sleep tonight. I'm going to try to call the accounts payable person at home tommorow and ask them. Maybe I can get a calming answer. I feel really stupid right now.

 

[isekii]

Where are you located ?

if you're in CST or PST go run to the ATM and deposit it that way.