Does changing cell phone plans a lot effect your credit score?

[cpals]

I seem to like changing my carrier every 1-2 years for whatever reason and everytime you get a new carrier they always do a credit check....

Is this effecting my credit score?

 

[Viper GTS]

Don't worry about it, one phone related inquiry every 1-2 years isn't going to hurt you.

Viper GTS

 

[farmercal]

Why would it unless you didn't pay one company when switching.

 

[Viper GTS]

Originally posted by: farmercal
Why would it unless you didn't pay one company when switching.

He's thinking of the inquiries, but their effect is really minimal unless you go overboard & start applying for multiple credit cards every month.

Viper GTS

 

[thomsbrain]

if you renew your contract with the same provider, they are probably still going to run an additional check on you before locking into another 1 or 2 years.

 

[cpals]

Originally posted by: thomsbrain
if you renew your contract with the same provider, they are probably still going to run an additional check on you before locking into another 1 or 2 years.

That seems ridiculous, especially if you've been paying on time and stuff for those 1 or 2 years.